B
TwinStar Credit Union
LaceyWA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TwinStar Credit Union
Lacey, WA
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Rating B
Asset Quality Index 8.30
Capitalization Index 7.30
Liquidity Index 2.00
Profitability Index 7.10
Stability Index 5.70
Company Info TwinStar Credit Union
Lacey, WA
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NCUA Charter Number 459
Phone Number (800) 258-3115
Website www.twinstarcu.com
Asset Quality TwinStar Credit Union
Lacey, WA
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1-Year Asset Growth -0.24%
5-Year Asset Growth 24.06%
5-Year Charge-Offs to Average Loans 0.57%
Charge-Offs to Average Loans 0.83%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 4.57%
Non-Performing Loans to Loans 0.57%
Balance Sheet TwinStar Credit Union
Lacey, WA
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Total Assets 4.31B
Total Deposits 3.68B
Capital and Reserves TwinStar Credit Union
Lacey, WA
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Capital 424.80M
Leverage Ratio 10.90
Loan Loss Reserves to Loans 1.04%
Liquidity TwinStar Credit Union
Lacey, WA
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Hot Money Ratio 16.41%
Liquidity Ratio 7.07%
Profitability TwinStar Credit Union
Lacey, WA
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5-Year Return on Average Assets 0.89%
Net Income 4.00M
Net Interest Spread 4.99%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 73.71%
Return on Assets 0.37%
Return on Equity 3.81%