B
Peak Credit Union
LaceyWA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peak Credit Union
Lacey, WA
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Rating B
Asset Quality Index 7.50
Capitalization Index 8.30
Liquidity Index 2.00
Profitability Index 5.50
Stability Index 5.90
Company Info Peak Credit Union
Lacey, WA
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NCUA Charter Number 459
Phone Number (800) 258-3115
Website www.peakcu.org
Asset Quality Peak Credit Union
Lacey, WA
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1-Year Asset Growth 1.26%
5-Year Asset Growth 24.06%
5-Year Charge-Offs to Average Loans 0.57%
Charge-Offs to Average Loans 0.98%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 5.79%
Non-Performing Loans to Loans 0.73%
Balance Sheet Peak Credit Union
Lacey, WA
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Total Assets 4.31B
Total Deposits 3.57B
Capital and Reserves Peak Credit Union
Lacey, WA
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Capital 446.54M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 1.04%
Liquidity Peak Credit Union
Lacey, WA
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Hot Money Ratio 14.33%
Liquidity Ratio 6.81%
Profitability Peak Credit Union
Lacey, WA
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5-Year Return on Average Assets 0.89%
Net Income 18.48M
Net Interest Spread 5.13%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 75.66%
Return on Assets 0.57%
Return on Equity 5.72%