| Weiss Ratings |
Ashland Credit Union
Ashland, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Ashland Credit Union
Ashland, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4590 | |||
| Phone Number | (606) 329-5489 | |||
| Website | www.ashlandcu.org | |||
| Asset Quality |
Ashland Credit Union
Ashland, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.68% | |||
| 5-Year Asset Growth | 8.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 1.05% | |||
| Non-Performing Loans to Capital | 8.72% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
Ashland Credit Union
Ashland, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 409.46M | |||
| Total Deposits | 351.55M | |||
| Capital and Reserves |
Ashland Credit Union
Ashland, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 46.82M | |||
| Leverage Ratio | 12.11 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Ashland Credit Union
Ashland, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.93% | |||
| Liquidity Ratio | 16.17% | |||
| Profitability |
Ashland Credit Union
Ashland, KY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 2.54M | |||
| Net Interest Spread | 4.06% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 72.73% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 7.52% | |||