| Weiss Ratings |
Ashland Credit Union
Ashland, KY |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 6.30 | |||
| Company Info |
Ashland Credit Union
Ashland, KY |
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| NCUA Charter Number | 4590 | |||
| Phone Number | (606) 329-5489 | |||
| Website | www.ashlandcu.org | |||
| Asset Quality |
Ashland Credit Union
Ashland, KY |
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| 1-Year Asset Growth | 3.15% | |||
| 5-Year Asset Growth | 8.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 0.84% | |||
| Non-Performing Loans to Capital | 7.12% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
Ashland Credit Union
Ashland, KY |
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| Total Assets | 409.52M | |||
| Total Deposits | 352.45M | |||
| Capital and Reserves |
Ashland Credit Union
Ashland, KY |
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| Capital | 45.90M | |||
| Leverage Ratio | 12.04 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Liquidity |
Ashland Credit Union
Ashland, KY |
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| Hot Money Ratio | 21.26% | |||
| Liquidity Ratio | 18.15% | |||
| Profitability |
Ashland Credit Union
Ashland, KY |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 2.25M | |||
| Net Interest Spread | 4.03% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 69.87% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 10.13% | |||