B
Ashland Credit Union
AshlandKY
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ashland Credit Union
Ashland, KY
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Rating B
Asset Quality Index 7.20
Capitalization Index 9.00
Liquidity Index 3.20
Profitability Index 4.40
Stability Index 6.20
Company Info Ashland Credit Union
Ashland, KY
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NCUA Charter Number 4590
Phone Number (606) 329-5489
Website www.ashlandcu.org
Asset Quality Ashland Credit Union
Ashland, KY
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1-Year Asset Growth 4.32%
5-Year Asset Growth 8.12%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 7.29%
Non-Performing Loans to Loans 1.18%
Balance Sheet Ashland Credit Union
Ashland, KY
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Total Assets 408.28M
Total Deposits 352.37M
Capital and Reserves Ashland Credit Union
Ashland, KY
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Capital 44.28M
Leverage Ratio 11.66
Loan Loss Reserves to Loans 0.86%
Liquidity Ashland Credit Union
Ashland, KY
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Hot Money Ratio 21.34%
Liquidity Ratio 18.83%
Profitability Ashland Credit Union
Ashland, KY
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5-Year Return on Average Assets 0.79%
Net Income 574.00K
Net Interest Spread 3.93%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 78.74%
Return on Assets 0.57%
Return on Equity 5.26%