| Weiss Ratings |
U.S. Employees Credit Union
Chicago, IL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 5.80 | |||
| Company Info |
U.S. Employees Credit Union
Chicago, IL |
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| NCUA Charter Number | 4591 | |||
| Phone Number | (312) 922-5310 | |||
| Website | www.myusecu.org | |||
| Asset Quality |
U.S. Employees Credit Union
Chicago, IL |
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| 1-Year Asset Growth | 2.20% | |||
| 5-Year Asset Growth | 3.25% | |||
| 5-Year Charge-Offs to Average Loans | 1.24% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.47% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
U.S. Employees Credit Union
Chicago, IL |
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| Total Assets | 102.13M | |||
| Total Deposits | 89.11M | |||
| Capital and Reserves |
U.S. Employees Credit Union
Chicago, IL |
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| Capital | 12.41M | |||
| Leverage Ratio | 12.15 | |||
| Loan Loss Reserves to Loans | 1.82% | |||
| Liquidity |
U.S. Employees Credit Union
Chicago, IL |
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| Hot Money Ratio | 1.35% | |||
| Liquidity Ratio | 30.05% | |||
| Profitability |
U.S. Employees Credit Union
Chicago, IL |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 528.00K | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 81.93% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 8.78% | |||