B
TBA Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TBA Credit Union
Traverse City, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 8.70
Stability Index 7.00
Company Info TBA Credit Union
Traverse City, MI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4592
Phone Number (231) 946-7090
Website www.tbacu.com
Asset Quality TBA Credit Union
Traverse City, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.71%
5-Year Asset Growth 9.79%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 6.69%
Non-Performing Loans to Loans 1.45%
Balance Sheet TBA Credit Union
Traverse City, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 370.07M
Total Deposits 314.19M
Capital and Reserves TBA Credit Union
Traverse City, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 52.38M
Leverage Ratio 13.93
Loan Loss Reserves to Loans 1.07%
Liquidity TBA Credit Union
Traverse City, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.96%
Liquidity Ratio 16.48%
Profitability TBA Credit Union
Traverse City, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.10%
Net Income 1.19M
Net Interest Spread 4.43%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 67.88%
Return on Assets 1.29%
Return on Equity 9.18%