ELGA Credit Union
| Weiss Ratings |
ELGA Credit Union
Grand Blanc, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
ELGA Credit Union
Grand Blanc, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4593 | |||
| Phone Number | (810) 715-3542 | |||
| Website | www.elgacu.com | |||
| Asset Quality |
ELGA Credit Union
Grand Blanc, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.33% | |||
| 5-Year Asset Growth | 14.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.59% | |||
| Charge-Offs to Average Loans | 1.04% | |||
| Non-Performing Assets to Assets | 1.30% | |||
| Non-Performing Loans to Capital | 8.48% | |||
| Non-Performing Loans to Loans | 1.74% | |||
| Balance Sheet |
ELGA Credit Union
Grand Blanc, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.60B | |||
| Total Deposits | 1.18B | |||
| Capital and Reserves |
ELGA Credit Union
Grand Blanc, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 225.58M | |||
| Leverage Ratio | 25.61 | |||
| Loan Loss Reserves to Loans | 1.70% | |||
| Liquidity |
ELGA Credit Union
Grand Blanc, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.89% | |||
| Liquidity Ratio | 23.77% | |||
| Profitability |
ELGA Credit Union
Grand Blanc, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.91% | |||
| Net Income | 5.98M | |||
| Net Interest Spread | 4.97% | |||
| Operating Profit to Average Assets | 2.36% | |||
| Overhead Efficiency Ratio | 61.95% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 10.80% | |||