ELGA Credit Union
| Weiss Ratings |
ELGA Credit Union
Grand Blanc, MI |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
ELGA Credit Union
Grand Blanc, MI |
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| NCUA Charter Number | 4593 | |||
| Phone Number | (810) 715-3542 | |||
| Website | www.elgacu.com | |||
| Asset Quality |
ELGA Credit Union
Grand Blanc, MI |
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| 1-Year Asset Growth | 4.89% | |||
| 5-Year Asset Growth | 17.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 1.13% | |||
| Non-Performing Assets to Assets | 1.75% | |||
| Non-Performing Loans to Capital | 12.62% | |||
| Non-Performing Loans to Loans | 2.17% | |||
| Balance Sheet |
ELGA Credit Union
Grand Blanc, MI |
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| Total Assets | 1.52B | |||
| Total Deposits | 1.11B | |||
| Capital and Reserves |
ELGA Credit Union
Grand Blanc, MI |
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| Capital | 194.46M | |||
| Leverage Ratio | 25.32 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Liquidity |
ELGA Credit Union
Grand Blanc, MI |
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| Hot Money Ratio | 7.39% | |||
| Liquidity Ratio | 13.32% | |||
| Profitability |
ELGA Credit Union
Grand Blanc, MI |
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| 5-Year Return on Average Assets | 1.97% | |||
| Net Income | 7.13M | |||
| Net Interest Spread | 4.73% | |||
| Operating Profit to Average Assets | 2.90% | |||
| Overhead Efficiency Ratio | 55.02% | |||
| Return on Assets | 1.89% | |||
| Return on Equity | 14.91% | |||