C
Kemba Credit Union, Inc.
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kemba Credit Union, Inc.
West Chester, OH
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Rating C
Asset Quality Index 7.70
Capitalization Index 8.50
Liquidity Index 2.80
Profitability Index 4.80
Stability Index 6.70
Company Info Kemba Credit Union, Inc.
West Chester, OH
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NCUA Charter Number 4596
Phone Number (513) 762-5070
Website www.kemba.com
Asset Quality Kemba Credit Union, Inc.
West Chester, OH
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1-Year Asset Growth 8.12%
5-Year Asset Growth 11.92%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 6.07%
Non-Performing Loans to Loans 0.70%
Balance Sheet Kemba Credit Union, Inc.
West Chester, OH
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Total Assets 1.77B
Total Deposits 1.52B
Capital and Reserves Kemba Credit Union, Inc.
West Chester, OH
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Capital 186.94M
Leverage Ratio 10.80
Loan Loss Reserves to Loans 0.53%
Liquidity Kemba Credit Union, Inc.
West Chester, OH
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Hot Money Ratio 17.84%
Liquidity Ratio 18.13%
Profitability Kemba Credit Union, Inc.
West Chester, OH
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5-Year Return on Average Assets 0.88%
Net Income 1.50M
Net Interest Spread 3.20%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 73.14%
Return on Assets 0.34%
Return on Equity 3.22%