| Weiss Ratings |
Pacific Service Credit Union
Concord, CA |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.60 | |||
| Company Info |
Pacific Service Credit Union
Concord, CA |
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| NCUA Charter Number | 460 | |||
| Phone Number | (925) 609-5000 | |||
| Website | www.pacificservice.org | |||
| Asset Quality |
Pacific Service Credit Union
Concord, CA |
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| 1-Year Asset Growth | -9.15% | |||
| 5-Year Asset Growth | 3.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.65% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 3.06% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Pacific Service Credit Union
Concord, CA |
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| Total Assets | 1.36B | |||
| Total Deposits | 1.15B | |||
| Capital and Reserves |
Pacific Service Credit Union
Concord, CA |
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| Capital | 176.53M | |||
| Leverage Ratio | 14.46 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
Pacific Service Credit Union
Concord, CA |
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| Hot Money Ratio | 14.44% | |||
| Liquidity Ratio | 14.87% | |||
| Profitability |
Pacific Service Credit Union
Concord, CA |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 1.41M | |||
| Net Interest Spread | 3.84% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 82.52% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.26% | |||