| Weiss Ratings |
Pacific Service Credit Union
Concord, CA |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 7.10 | |||
| Company Info |
Pacific Service Credit Union
Concord, CA |
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| NCUA Charter Number | 460 | |||
| Phone Number | (925) 609-5000 | |||
| Website | www.pacificservice.org | |||
| Asset Quality |
Pacific Service Credit Union
Concord, CA |
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| 1-Year Asset Growth | 1.56% | |||
| 5-Year Asset Growth | 4.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.20% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Pacific Service Credit Union
Concord, CA |
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| Total Assets | 1.49B | |||
| Total Deposits | 1.17B | |||
| Capital and Reserves |
Pacific Service Credit Union
Concord, CA |
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| Capital | 161.04M | |||
| Leverage Ratio | 12.83 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
Pacific Service Credit Union
Concord, CA |
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| Hot Money Ratio | 14.00% | |||
| Liquidity Ratio | 18.41% | |||
| Profitability |
Pacific Service Credit Union
Concord, CA |
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| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 1.12M | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 84.03% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 2.79% | |||