B
Midwest Coalition of Labor Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.66
Leverage
Ratio
14.66
Return On
Assets
1.59%
Total
Assets
75.50M
Capital
11.07M
Total
Deposits
61.93M
Net
Income
894.00K
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Weiss Ratings Midwest Coalition of Labor Credit Union
Countryside, IL 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 10.00
Stability Index 6.30
Company Info Midwest Coalition of Labor Credit Union
Countryside, IL 		Click to
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NCUA Charter Number 4606
Phone Number (708) 482-9606
Website mclcu.org
Asset Quality Midwest Coalition of Labor Credit Union
Countryside, IL 		Click to
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1-Year Asset Growth 5.48%
5-Year Asset Growth 6.39%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 3.44%
Non-Performing Loans to Loans 0.77%
Balance Sheet Midwest Coalition of Labor Credit Union
Countryside, IL 		Click to
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Total Assets 75.50M
Total Deposits 61.93M
Capital and Reserves Midwest Coalition of Labor Credit Union
Countryside, IL 		Click to
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Capital 11.07M
Leverage Ratio 14.66
Loan Loss Reserves to Loans 1.34%
Liquidity Midwest Coalition of Labor Credit Union
Countryside, IL 		Click to
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Hot Money Ratio 7.48%
Liquidity Ratio 10.72%
Profitability Midwest Coalition of Labor Credit Union
Countryside, IL 		Click to
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5-Year Return on Average Assets 1.34%
Net Income 894.00K
Net Interest Spread 4.79%
Operating Profit to Average Assets 2.00%
Overhead Efficiency Ratio 62.69%
Return on Assets 1.59%
Return on Equity 11.24%