| Weiss Ratings |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 4.90 | |||
| Company Info |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| NCUA Charter Number | 461 | |||
| Phone Number | (937) 225-6800 | |||
| Website | www.u1cu.org | |||
| Asset Quality |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| 1-Year Asset Growth | 1.38% | |||
| 5-Year Asset Growth | -0.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.94% | |||
| Charge-Offs to Average Loans | 1.81% | |||
| Non-Performing Assets to Assets | 1.21% | |||
| Non-Performing Loans to Capital | 7.31% | |||
| Non-Performing Loans to Loans | 1.75% | |||
| Balance Sheet |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Total Assets | 424.10M | |||
| Total Deposits | 372.69M | |||
| Capital and Reserves |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Capital | 47.63M | |||
| Leverage Ratio | 11.90 | |||
| Loan Loss Reserves to Loans | 4.46% | |||
| Liquidity |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Hot Money Ratio | 8.30% | |||
| Liquidity Ratio | 31.59% | |||
| Profitability |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 3.27M | |||
| Net Interest Spread | 4.62% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 43.46% | |||
| Return on Assets | 1.55% | |||
| Return on Equity | 14.34% | |||