| Weiss Ratings |
Universal 1 Credit Union, Inc.
Dayton, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 4.90 | |||
| Company Info |
Universal 1 Credit Union, Inc.
Dayton, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 461 | |||
| Phone Number | (937) 225-6800 | |||
| Website | www.u1cu.org | |||
| Asset Quality |
Universal 1 Credit Union, Inc.
Dayton, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.51% | |||
| 5-Year Asset Growth | -0.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.94% | |||
| Charge-Offs to Average Loans | 1.82% | |||
| Non-Performing Assets to Assets | 0.96% | |||
| Non-Performing Loans to Capital | 7.31% | |||
| Non-Performing Loans to Loans | 1.75% | |||
| Balance Sheet |
Universal 1 Credit Union, Inc.
Dayton, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 424.24M | |||
| Total Deposits | 374.07M | |||
| Capital and Reserves |
Universal 1 Credit Union, Inc.
Dayton, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 46.40M | |||
| Leverage Ratio | 11.79 | |||
| Loan Loss Reserves to Loans | 4.41% | |||
| Liquidity |
Universal 1 Credit Union, Inc.
Dayton, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.30% | |||
| Liquidity Ratio | 31.59% | |||
| Profitability |
Universal 1 Credit Union, Inc.
Dayton, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 2.82M | |||
| Net Interest Spread | 4.58% | |||
| Operating Profit to Average Assets | 0.83% | |||
| Overhead Efficiency Ratio | 43.46% | |||
| Return on Assets | 2.68% | |||
| Return on Equity | 25.50% | |||