| Weiss Ratings |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| NCUA Charter Number | 461 | |||
| Phone Number | (937) 225-6800 | |||
| Website | www.u1cu.org | |||
| Asset Quality |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| 1-Year Asset Growth | 0.78% | |||
| 5-Year Asset Growth | -0.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.94% | |||
| Charge-Offs to Average Loans | 1.82% | |||
| Non-Performing Assets to Assets | 1.13% | |||
| Non-Performing Loans to Capital | 8.16% | |||
| Non-Performing Loans to Loans | 2.01% | |||
| Balance Sheet |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Total Assets | 419.49M | |||
| Total Deposits | 366.97M | |||
| Capital and Reserves |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Capital | 48.81M | |||
| Leverage Ratio | 12.18 | |||
| Loan Loss Reserves to Loans | 4.26% | |||
| Liquidity |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Hot Money Ratio | 8.47% | |||
| Liquidity Ratio | 31.83% | |||
| Profitability |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 3.88M | |||
| Net Interest Spread | 4.61% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 60.14% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 11.12% | |||