| Weiss Ratings |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 4.70 | |||
| Company Info |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| NCUA Charter Number | 461 | |||
| Phone Number | (937) 225-6800 | |||
| Website | www.u1cu.org | |||
| Asset Quality |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| 1-Year Asset Growth | -6.24% | |||
| 5-Year Asset Growth | 0.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.67% | |||
| Charge-Offs to Average Loans | 1.96% | |||
| Non-Performing Assets to Assets | 1.30% | |||
| Non-Performing Loans to Capital | 11.78% | |||
| Non-Performing Loans to Loans | 2.04% | |||
| Balance Sheet |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Total Assets | 417.95M | |||
| Total Deposits | 376.26M | |||
| Capital and Reserves |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Capital | 39.37M | |||
| Leverage Ratio | 11.18 | |||
| Loan Loss Reserves to Loans | 2.79% | |||
| Liquidity |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| Hot Money Ratio | 7.61% | |||
| Liquidity Ratio | 25.75% | |||
| Profitability |
Universal 1 Credit Union, Inc.
Dayton, OH |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 241.00K | |||
| Net Interest Spread | 4.94% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 67.56% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 2.45% | |||