| Weiss Ratings |
Family First Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 4.00 | |||
| Company Info |
Family First Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4616 | |||
| Phone Number | (989) 759-1686 | |||
| Website | www.fam1st.com | |||
| Asset Quality |
Family First Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 4.56% | |||
| 5-Year Asset Growth | 5.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.91% | |||
| Charge-Offs to Average Loans | 1.97% | |||
| Non-Performing Assets to Assets | 1.08% | |||
| Non-Performing Loans to Capital | 8.73% | |||
| Non-Performing Loans to Loans | 1.61% | |||
| Balance Sheet |
Family First Credit Union
Saginaw, MI |
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| Total Assets | 104.36M | |||
| Total Deposits | 95.74M | |||
| Capital and Reserves |
Family First Credit Union
Saginaw, MI |
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| Capital | 8.93M | |||
| Leverage Ratio | 8.93 | |||
| Loan Loss Reserves to Loans | 1.85% | |||
| Liquidity |
Family First Credit Union
Saginaw, MI |
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| Hot Money Ratio | 14.65% | |||
| Liquidity Ratio | 24.62% | |||
| Profitability |
Family First Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 163.00K | |||
| Net Interest Spread | 4.90% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 85.07% | |||
| Return on Assets | 0.31% | |||
| Return on Equity | 3.79% | |||