| Weiss Ratings |
Family First Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 3.00 | |||
| Company Info |
Family First Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4616 | |||
| Phone Number | (989) 759-1686 | |||
| Website | www.fam1st.com | |||
| Asset Quality |
Family First Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 7.57% | |||
| 5-Year Asset Growth | 4.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.65% | |||
| Charge-Offs to Average Loans | 2.48% | |||
| Non-Performing Assets to Assets | 1.14% | |||
| Non-Performing Loans to Capital | 12.68% | |||
| Non-Performing Loans to Loans | 2.02% | |||
| Balance Sheet |
Family First Credit Union
Saginaw, MI |
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| Total Assets | 99.54M | |||
| Total Deposits | 91.28M | |||
| Capital and Reserves |
Family First Credit Union
Saginaw, MI |
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| Capital | 8.07M | |||
| Leverage Ratio | 9.23 | |||
| Loan Loss Reserves to Loans | 1.65% | |||
| Liquidity |
Family First Credit Union
Saginaw, MI |
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| Hot Money Ratio | 15.49% | |||
| Liquidity Ratio | 23.97% | |||
| Profitability |
Family First Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 0.47% | |||
| Net Income | 103.00K | |||
| Net Interest Spread | 4.51% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 72.61% | |||
| Return on Assets | 0.42% | |||
| Return on Equity | 5.15% | |||