| Weiss Ratings |
Family First Credit Union
Saginaw, MI |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 3.60 | |||
| Company Info |
Family First Credit Union
Saginaw, MI |
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| NCUA Charter Number | 4616 | |||
| Phone Number | (989) 759-1686 | |||
| Website | www.fam1st.com | |||
| Asset Quality |
Family First Credit Union
Saginaw, MI |
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| 1-Year Asset Growth | 6.28% | |||
| 5-Year Asset Growth | 5.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.91% | |||
| Charge-Offs to Average Loans | 2.73% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 14.25% | |||
| Non-Performing Loans to Loans | 2.59% | |||
| Balance Sheet |
Family First Credit Union
Saginaw, MI |
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| Total Assets | 105.79M | |||
| Total Deposits | 97.77M | |||
| Capital and Reserves |
Family First Credit Union
Saginaw, MI |
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| Capital | 8.52M | |||
| Leverage Ratio | 8.54 | |||
| Loan Loss Reserves to Loans | 1.78% | |||
| Liquidity |
Family First Credit Union
Saginaw, MI |
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| Hot Money Ratio | 15.35% | |||
| Liquidity Ratio | 20.60% | |||
| Profitability |
Family First Credit Union
Saginaw, MI |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | -116.00K | |||
| Net Interest Spread | 4.83% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 75.24% | |||
| Return on Assets | -0.45% | |||
| Return on Equity | -5.47% | |||