B
Midland Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Midland Credit Union
Urbandale, IA
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Rating B
Asset Quality Index 7.50
Capitalization Index 9.60
Liquidity Index 3.60
Profitability Index 7.20
Stability Index 5.40
Company Info Midland Credit Union
Urbandale, IA
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NCUA Charter Number 4618
Phone Number (515) 278-1994
Website midlandcu.org
Asset Quality Midland Credit Union
Urbandale, IA
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1-Year Asset Growth 4.78%
5-Year Asset Growth 12.19%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.63%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 4.30%
Non-Performing Loans to Loans 0.82%
Balance Sheet Midland Credit Union
Urbandale, IA
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Total Assets 99.66M
Total Deposits 83.83M
Capital and Reserves Midland Credit Union
Urbandale, IA
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Capital 11.21M
Leverage Ratio 11.25
Loan Loss Reserves to Loans 1.20%
Liquidity Midland Credit Union
Urbandale, IA
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Hot Money Ratio 15.45%
Liquidity Ratio 22.64%
Profitability Midland Credit Union
Urbandale, IA
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5-Year Return on Average Assets 0.32%
Net Income 678.00K
Net Interest Spread 5.60%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 71.09%
Return on Assets 0.91%
Return on Equity 8.39%