B
Midland Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Midland Credit Union
Urbandale, IA
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Rating B
Asset Quality Index 8.20
Capitalization Index 8.60
Liquidity Index 3.90
Profitability Index 2.40
Stability Index 5.40
Company Info Midland Credit Union
Urbandale, IA
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NCUA Charter Number 4618
Phone Number (515) 278-1994
Website midlandcu.org
Asset Quality Midland Credit Union
Urbandale, IA
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1-Year Asset Growth 24.46%
5-Year Asset Growth 12.19%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.73%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 7.32%
Non-Performing Loans to Loans 1.33%
Balance Sheet Midland Credit Union
Urbandale, IA
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Total Assets 100.66M
Total Deposits 85.67M
Capital and Reserves Midland Credit Union
Urbandale, IA
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Capital 10.61M
Leverage Ratio 10.54
Loan Loss Reserves to Loans 0.97%
Liquidity Midland Credit Union
Urbandale, IA
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Hot Money Ratio 16.21%
Liquidity Ratio 28.68%
Profitability Midland Credit Union
Urbandale, IA
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5-Year Return on Average Assets 0.32%
Net Income 73.00K
Net Interest Spread 5.12%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 77.85%
Return on Assets 0.30%
Return on Equity 2.76%