B
Welcome Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Welcome Federal Credit Union
Morrisville, NC
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 3.20
Stability Index 6.10
Company Info Welcome Federal Credit Union
Morrisville, NC
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NCUA Charter Number 4622
Phone Number (919) 474-3240
Website www.welcomecu.org
Asset Quality Welcome Federal Credit Union
Morrisville, NC
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1-Year Asset Growth -2.79%
5-Year Asset Growth 1.48%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.77%
Non-Performing Loans to Capital 5.97%
Non-Performing Loans to Loans 1.51%
Balance Sheet Welcome Federal Credit Union
Morrisville, NC
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Total Assets 93.35M
Total Deposits 80.63M
Capital and Reserves Welcome Federal Credit Union
Morrisville, NC
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Capital 11.63M
Leverage Ratio 12.64
Loan Loss Reserves to Loans 0.75%
Liquidity Welcome Federal Credit Union
Morrisville, NC
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Hot Money Ratio 11.71%
Liquidity Ratio 31.86%
Profitability Welcome Federal Credit Union
Morrisville, NC
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5-Year Return on Average Assets 0.03%
Net Income 93.00K
Net Interest Spread 4.71%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 88.27%
Return on Assets 0.41%
Return on Equity 3.21%