| Weiss Ratings |
Energy Capital Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
Energy Capital Credit Union
Houston, TX |
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| NCUA Charter Number | 4624 | |||
| Phone Number | (832) 604-4848 | |||
| Website | www.eccu.net | |||
| Asset Quality |
Energy Capital Credit Union
Houston, TX |
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| 1-Year Asset Growth | -4.44% | |||
| 5-Year Asset Growth | 2.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.58% | |||
| Charge-Offs to Average Loans | 0.72% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 6.71% | |||
| Non-Performing Loans to Loans | 0.90% | |||
| Balance Sheet |
Energy Capital Credit Union
Houston, TX |
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| Total Assets | 253.11M | |||
| Total Deposits | 222.05M | |||
| Capital and Reserves |
Energy Capital Credit Union
Houston, TX |
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| Capital | 24.94M | |||
| Leverage Ratio | 10.73 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Liquidity |
Energy Capital Credit Union
Houston, TX |
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| Hot Money Ratio | 22.91% | |||
| Liquidity Ratio | 9.49% | |||
| Profitability |
Energy Capital Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 195.00K | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 83.45% | |||
| Return on Assets | 0.31% | |||
| Return on Equity | 3.15% | |||