| Weiss Ratings |
Energy Capital Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
Energy Capital Credit Union
Houston, TX |
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| NCUA Charter Number | 4624 | |||
| Phone Number | (832) 604-4848 | |||
| Website | www.eccu.net | |||
| Asset Quality |
Energy Capital Credit Union
Houston, TX |
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| 1-Year Asset Growth | 1.55% | |||
| 5-Year Asset Growth | 2.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.58% | |||
| Charge-Offs to Average Loans | 0.70% | |||
| Non-Performing Assets to Assets | 0.85% | |||
| Non-Performing Loans to Capital | 7.94% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Energy Capital Credit Union
Houston, TX |
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| Total Assets | 254.37M | |||
| Total Deposits | 222.81M | |||
| Capital and Reserves |
Energy Capital Credit Union
Houston, TX |
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| Capital | 25.19M | |||
| Leverage Ratio | 10.50 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
Energy Capital Credit Union
Houston, TX |
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| Hot Money Ratio | 26.71% | |||
| Liquidity Ratio | 7.93% | |||
| Profitability |
Energy Capital Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 335.00K | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 0.66% | |||
| Overhead Efficiency Ratio | 84.88% | |||
| Return on Assets | 0.18% | |||
| Return on Equity | 1.79% | |||