| Weiss Ratings |
Energy Capital Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Energy Capital Credit Union
Houston, TX |
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| NCUA Charter Number | 4624 | |||
| Phone Number | (832) 604-4848 | |||
| Website | www.eccu.net | |||
| Asset Quality |
Energy Capital Credit Union
Houston, TX |
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| 1-Year Asset Growth | 0.63% | |||
| 5-Year Asset Growth | 2.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.58% | |||
| Charge-Offs to Average Loans | 0.73% | |||
| Non-Performing Assets to Assets | 0.89% | |||
| Non-Performing Loans to Capital | 8.42% | |||
| Non-Performing Loans to Loans | 1.09% | |||
| Balance Sheet |
Energy Capital Credit Union
Houston, TX |
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| Total Assets | 253.64M | |||
| Total Deposits | 218.55M | |||
| Capital and Reserves |
Energy Capital Credit Union
Houston, TX |
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| Capital | 24.97M | |||
| Leverage Ratio | 10.48 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Energy Capital Credit Union
Houston, TX |
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| Hot Money Ratio | 24.71% | |||
| Liquidity Ratio | 5.77% | |||
| Profitability |
Energy Capital Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 194.00K | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 84.39% | |||
| Return on Assets | 0.15% | |||
| Return on Equity | 1.56% | |||