Emerald Credit Union, Inc.
| Weiss Ratings |
Emerald Credit Union, Inc.
Garfield Heights, OH |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 2.90 | |||
| Company Info |
Emerald Credit Union, Inc.
Garfield Heights, OH |
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| NCUA Charter Number | 4625 | |||
| Phone Number | (216) 581-5581 | |||
| Website | www.emeraldgcu.com | |||
| Asset Quality |
Emerald Credit Union, Inc.
Garfield Heights, OH |
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| 1-Year Asset Growth | -0.41% | |||
| 5-Year Asset Growth | -1.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.97% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 7.74% | |||
| Non-Performing Loans to Loans | 1.43% | |||
| Balance Sheet |
Emerald Credit Union, Inc.
Garfield Heights, OH |
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| Total Assets | 34.52M | |||
| Total Deposits | 30.51M | |||
| Capital and Reserves |
Emerald Credit Union, Inc.
Garfield Heights, OH |
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| Capital | 3.25M | |||
| Leverage Ratio | 9.69 | |||
| Loan Loss Reserves to Loans | 2.21% | |||
| Liquidity |
Emerald Credit Union, Inc.
Garfield Heights, OH |
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| Hot Money Ratio | 1.19% | |||
| Liquidity Ratio | 21.80% | |||
| Profitability |
Emerald Credit Union, Inc.
Garfield Heights, OH |
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| 5-Year Return on Average Assets | 0.09% | |||
| Net Income | -29.00K | |||
| Net Interest Spread | 4.64% | |||
| Operating Profit to Average Assets | -0.02% | |||
| Overhead Efficiency Ratio | 100.44% | |||
| Return on Assets | -0.34% | |||
| Return on Equity | -3.55% | |||