Emerald Credit Union, Inc.
| Weiss Ratings |
Emerald Credit Union, Inc.
Garfield Heights, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 3.10 | |||
| Company Info |
Emerald Credit Union, Inc.
Garfield Heights, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4625 | |||
| Phone Number | (216) 581-5581 | |||
| Website | www.emeraldgcu.com | |||
| Asset Quality |
Emerald Credit Union, Inc.
Garfield Heights, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -6.46% | |||
| 5-Year Asset Growth | -2.07% | |||
| 5-Year Charge-Offs to Average Loans | 1.46% | |||
| Charge-Offs to Average Loans | 1.63% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.81% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
Emerald Credit Union, Inc.
Garfield Heights, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 34.66M | |||
| Total Deposits | 30.76M | |||
| Capital and Reserves |
Emerald Credit Union, Inc.
Garfield Heights, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 3.30M | |||
| Leverage Ratio | 10.09 | |||
| Loan Loss Reserves to Loans | 1.91% | |||
| Liquidity |
Emerald Credit Union, Inc.
Garfield Heights, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 1.39% | |||
| Liquidity Ratio | 17.81% | |||
| Profitability |
Emerald Credit Union, Inc.
Garfield Heights, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.17% | |||
| Net Income | -7.00K | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | 0.43% | |||
| Overhead Efficiency Ratio | 92.31% | |||
| Return on Assets | -0.08% | |||
| Return on Equity | -0.85% | |||