| Weiss Ratings |
Organized Labor Credit Union
Modesto, CA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 4.20 | |||
| Company Info |
Organized Labor Credit Union
Modesto, CA |
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| NCUA Charter Number | 4626 | |||
| Phone Number | (209) 527-8731 | |||
| Website | www.olcu.org | |||
| Asset Quality |
Organized Labor Credit Union
Modesto, CA |
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| 1-Year Asset Growth | -0.88% | |||
| 5-Year Asset Growth | 6.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 2.23% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
Organized Labor Credit Union
Modesto, CA |
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| Total Assets | 37.32M | |||
| Total Deposits | 33.56M | |||
| Capital and Reserves |
Organized Labor Credit Union
Modesto, CA |
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| Capital | 3.62M | |||
| Leverage Ratio | 9.71 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Organized Labor Credit Union
Modesto, CA |
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| Hot Money Ratio | 4.05% | |||
| Liquidity Ratio | 26.36% | |||
| Profitability |
Organized Labor Credit Union
Modesto, CA |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 186.00K | |||
| Net Interest Spread | 5.49% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 80.76% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 10.54% | |||