| Weiss Ratings |
Organized Labor Credit Union
Modesto, CA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 4.30 | |||
| Company Info |
Organized Labor Credit Union
Modesto, CA |
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| NCUA Charter Number | 4626 | |||
| Phone Number | (209) 527-8731 | |||
| Website | www.olcu.org | |||
| Asset Quality |
Organized Labor Credit Union
Modesto, CA |
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| 1-Year Asset Growth | 6.13% | |||
| 5-Year Asset Growth | 9.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 3.31% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
Organized Labor Credit Union
Modesto, CA |
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| Total Assets | 37.68M | |||
| Total Deposits | 33.70M | |||
| Capital and Reserves |
Organized Labor Credit Union
Modesto, CA |
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| Capital | 3.19M | |||
| Leverage Ratio | 8.46 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Liquidity |
Organized Labor Credit Union
Modesto, CA |
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| Hot Money Ratio | 4.45% | |||
| Liquidity Ratio | 33.23% | |||
| Profitability |
Organized Labor Credit Union
Modesto, CA |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 26.00K | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 82.58% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 3.28% | |||