| Weiss Ratings |
Lauderdale County Teachers Credit Union
Florence, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Lauderdale County Teachers Credit Union
Florence, AL |
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| NCUA Charter Number | 4627 | |||
| Phone Number | (256) 766-2936 | |||
| Website | www.lctcu.org | |||
| Asset Quality |
Lauderdale County Teachers Credit Union
Florence, AL |
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| 1-Year Asset Growth | 0.18% | |||
| 5-Year Asset Growth | 4.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Lauderdale County Teachers Credit Union
Florence, AL |
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| Total Assets | 36.71M | |||
| Total Deposits | 32.06M | |||
| Capital and Reserves |
Lauderdale County Teachers Credit Union
Florence, AL |
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| Capital | 4.36M | |||
| Leverage Ratio | 11.97 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Liquidity |
Lauderdale County Teachers Credit Union
Florence, AL |
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| Hot Money Ratio | 14.28% | |||
| Liquidity Ratio | 28.34% | |||
| Profitability |
Lauderdale County Teachers Credit Union
Florence, AL |
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| 5-Year Return on Average Assets | 0.25% | |||
| Net Income | 214.00K | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 65.76% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 10.08% | |||