| Weiss Ratings |
Lauderdale County Teachers Credit Union
Florence, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 5.80 | |||
| Company Info |
Lauderdale County Teachers Credit Union
Florence, AL |
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| NCUA Charter Number | 4627 | |||
| Phone Number | (256) 766-2936 | |||
| Website | www.lctcu.org | |||
| Asset Quality |
Lauderdale County Teachers Credit Union
Florence, AL |
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| 1-Year Asset Growth | 1.45% | |||
| 5-Year Asset Growth | 4.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Lauderdale County Teachers Credit Union
Florence, AL |
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| Total Assets | 36.72M | |||
| Total Deposits | 32.57M | |||
| Capital and Reserves |
Lauderdale County Teachers Credit Union
Florence, AL |
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| Capital | 3.91M | |||
| Leverage Ratio | 10.83 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Liquidity |
Lauderdale County Teachers Credit Union
Florence, AL |
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| Hot Money Ratio | 15.71% | |||
| Liquidity Ratio | 41.49% | |||
| Profitability |
Lauderdale County Teachers Credit Union
Florence, AL |
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| 5-Year Return on Average Assets | 0.14% | |||
| Net Income | 50.00K | |||
| Net Interest Spread | 2.66% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 78.81% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 5.15% | |||