| Weiss Ratings |
Lauderdale County Teachers Credit Union
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 6.40 | |||
| Company Info |
Lauderdale County Teachers Credit Union
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4627 | |||
| Phone Number | (256) 766-2936 | |||
| Website | www.lctcu.org | |||
| Asset Quality |
Lauderdale County Teachers Credit Union
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.41% | |||
| 5-Year Asset Growth | 4.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Lauderdale County Teachers Credit Union
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 36.57M | |||
| Total Deposits | 32.16M | |||
| Capital and Reserves |
Lauderdale County Teachers Credit Union
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 4.24M | |||
| Leverage Ratio | 11.67 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Liquidity |
Lauderdale County Teachers Credit Union
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.01% | |||
| Liquidity Ratio | 34.22% | |||
| Profitability |
Lauderdale County Teachers Credit Union
Florence, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.25% | |||
| Net Income | 90.00K | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 69.80% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 8.59% | |||