North Central Area Credit Union
| Weiss Ratings |
North Central Area Credit Union
Houghton Lake, MI |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 4.90 | |||
| Company Info |
North Central Area Credit Union
Houghton Lake, MI |
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| NCUA Charter Number | 4629 | |||
| Phone Number | (989) 910-5135 | |||
| Website | ncacu.org | |||
| Asset Quality |
North Central Area Credit Union
Houghton Lake, MI |
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| 1-Year Asset Growth | 7.42% | |||
| 5-Year Asset Growth | 15.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 8.22% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
North Central Area Credit Union
Houghton Lake, MI |
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| Total Assets | 245.39M | |||
| Total Deposits | 220.97M | |||
| Capital and Reserves |
North Central Area Credit Union
Houghton Lake, MI |
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| Capital | 22.50M | |||
| Leverage Ratio | 10.86 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
North Central Area Credit Union
Houghton Lake, MI |
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| Hot Money Ratio | 11.00% | |||
| Liquidity Ratio | 20.95% | |||
| Profitability |
North Central Area Credit Union
Houghton Lake, MI |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 765.00K | |||
| Net Interest Spread | 5.17% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 70.36% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 14.04% | |||