North Central Area Credit Union
| Weiss Ratings |
North Central Area Credit Union
Houghton Lake, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 5.40 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 4.80 | |||
| Company Info |
North Central Area Credit Union
Houghton Lake, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4629 | |||
| Phone Number | (989) 910-5135 | |||
| Website | www.ncacu.org | |||
| Asset Quality |
North Central Area Credit Union
Houghton Lake, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 38.65% | |||
| 5-Year Asset Growth | 13.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 4.97% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
North Central Area Credit Union
Houghton Lake, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 228.44M | |||
| Total Deposits | 205.53M | |||
| Capital and Reserves |
North Central Area Credit Union
Houghton Lake, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 17.86M | |||
| Leverage Ratio | 10.37 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Liquidity |
North Central Area Credit Union
Houghton Lake, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.28% | |||
| Liquidity Ratio | 19.20% | |||
| Profitability |
North Central Area Credit Union
Houghton Lake, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 700.00K | |||
| Net Interest Spread | 4.43% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 71.11% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 15.94% | |||