North Central Area Credit Union
| Weiss Ratings |
North Central Area Credit Union
Houghton Lake, MI |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 4.90 | |||
| Company Info |
North Central Area Credit Union
Houghton Lake, MI |
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| NCUA Charter Number | 4629 | |||
| Phone Number | (989) 910-5135 | |||
| Website | ncacu.org | |||
| Asset Quality |
North Central Area Credit Union
Houghton Lake, MI |
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| 1-Year Asset Growth | 8.45% | |||
| 5-Year Asset Growth | 15.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 1.28% | |||
| Non-Performing Loans to Capital | 12.26% | |||
| Non-Performing Loans to Loans | 1.78% | |||
| Balance Sheet |
North Central Area Credit Union
Houghton Lake, MI |
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| Total Assets | 256.33M | |||
| Total Deposits | 228.71M | |||
| Capital and Reserves |
North Central Area Credit Union
Houghton Lake, MI |
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| Capital | 25.13M | |||
| Leverage Ratio | 11.12 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
North Central Area Credit Union
Houghton Lake, MI |
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| Hot Money Ratio | 11.78% | |||
| Liquidity Ratio | 13.50% | |||
| Profitability |
North Central Area Credit Union
Houghton Lake, MI |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 2.56M | |||
| Net Interest Spread | 5.18% | |||
| Operating Profit to Average Assets | 1.88% | |||
| Overhead Efficiency Ratio | 70.05% | |||
| Return on Assets | 1.37% | |||
| Return on Equity | 14.76% | |||