| Weiss Ratings |
Old Spanish Trail Credit Union
Westlake, LA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.50 | |||
| Company Info |
Old Spanish Trail Credit Union
Westlake, LA |
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| NCUA Charter Number | 4630 | |||
| Phone Number | (337) 491-5025 | |||
| Website | www.oldspanishtrailcreditunion.com | |||
| Asset Quality |
Old Spanish Trail Credit Union
Westlake, LA |
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| 1-Year Asset Growth | -5.41% | |||
| 5-Year Asset Growth | -5.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.59% | |||
| Charge-Offs to Average Loans | 1.38% | |||
| Non-Performing Assets to Assets | 0.87% | |||
| Non-Performing Loans to Capital | 3.31% | |||
| Non-Performing Loans to Loans | 1.13% | |||
| Balance Sheet |
Old Spanish Trail Credit Union
Westlake, LA |
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| Total Assets | 6.34M | |||
| Total Deposits | 4.68M | |||
| Capital and Reserves |
Old Spanish Trail Credit Union
Westlake, LA |
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| Capital | 1.64M | |||
| Leverage Ratio | 25.85 | |||
| Loan Loss Reserves to Loans | 0.47% | |||
| Liquidity |
Old Spanish Trail Credit Union
Westlake, LA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 29.80% | |||
| Profitability |
Old Spanish Trail Credit Union
Westlake, LA |
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| 5-Year Return on Average Assets | 0.21% | |||
| Net Income | -10.00K | |||
| Net Interest Spread | 6.58% | |||
| Operating Profit to Average Assets | -0.63% | |||
| Overhead Efficiency Ratio | 78.26% | |||
| Return on Assets | -0.63% | |||
| Return on Equity | -2.43% | |||