| Weiss Ratings |
Old Spanish Trail Credit Union
Westlake, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 3.70 | |||
| Company Info |
Old Spanish Trail Credit Union
Westlake, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4630 | |||
| Phone Number | (337) 491-5025 | |||
| Website | www.oldspanishtrailcreditunion.com | |||
| Asset Quality |
Old Spanish Trail Credit Union
Westlake, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -6.92% | |||
| 5-Year Asset Growth | -5.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.62% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 0.94% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Old Spanish Trail Credit Union
Westlake, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 5.90M | |||
| Total Deposits | 4.21M | |||
| Capital and Reserves |
Old Spanish Trail Credit Union
Westlake, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.67M | |||
| Leverage Ratio | 28.30 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Liquidity |
Old Spanish Trail Credit Union
Westlake, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 31.92% | |||
| Profitability |
Old Spanish Trail Credit Union
Westlake, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.10% | |||
| Net Income | 16.00K | |||
| Net Interest Spread | 6.94% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 82.22% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 3.85% | |||