| Weiss Ratings |
Gratiot Community Credit Union
Alma, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 3.30 | |||
| Company Info |
Gratiot Community Credit Union
Alma, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4632 | |||
| Phone Number | (989) 463-8321 | |||
| Website | www.gratiotcu.org | |||
| Asset Quality |
Gratiot Community Credit Union
Alma, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.26% | |||
| 5-Year Asset Growth | 8.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 1.33% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 1.24% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Gratiot Community Credit Union
Alma, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 56.22M | |||
| Total Deposits | 51.11M | |||
| Capital and Reserves |
Gratiot Community Credit Union
Alma, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 4.43M | |||
| Leverage Ratio | 8.04 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Liquidity |
Gratiot Community Credit Union
Alma, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.81% | |||
| Liquidity Ratio | 27.95% | |||
| Profitability |
Gratiot Community Credit Union
Alma, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | -18.00K | |||
| Net Interest Spread | 5.56% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 75.90% | |||
| Return on Assets | -0.13% | |||
| Return on Equity | -1.62% | |||