| Weiss Ratings |
Safe Harbor Credit Union
Ludington, MI |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Safe Harbor Credit Union
Ludington, MI |
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| NCUA Charter Number | 4633 | |||
| Phone Number | (231) 843-2323 | |||
| Website | www.safeharborcu.org/ | |||
| Asset Quality |
Safe Harbor Credit Union
Ludington, MI |
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| 1-Year Asset Growth | 13.98% | |||
| 5-Year Asset Growth | 20.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 1.12% | |||
| Non-Performing Loans to Capital | 11.64% | |||
| Non-Performing Loans to Loans | 1.37% | |||
| Balance Sheet |
Safe Harbor Credit Union
Ludington, MI |
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| Total Assets | 184.83M | |||
| Total Deposits | 167.32M | |||
| Capital and Reserves |
Safe Harbor Credit Union
Ludington, MI |
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| Capital | 16.91M | |||
| Leverage Ratio | 9.23 | |||
| Loan Loss Reserves to Loans | 0.66% | |||
| Liquidity |
Safe Harbor Credit Union
Ludington, MI |
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| Hot Money Ratio | 26.31% | |||
| Liquidity Ratio | 9.95% | |||
| Profitability |
Safe Harbor Credit Union
Ludington, MI |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 1.46M | |||
| Net Interest Spread | 4.42% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 71.27% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 12.08% | |||