| Weiss Ratings |
Safe Harbor Credit Union
Ludington, MI |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Safe Harbor Credit Union
Ludington, MI |
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| NCUA Charter Number | 4633 | |||
| Phone Number | (231) 843-2323 | |||
| Website | www.safeharborcu.org/ | |||
| Asset Quality |
Safe Harbor Credit Union
Ludington, MI |
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| 1-Year Asset Growth | 14.21% | |||
| 5-Year Asset Growth | 20.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 9.57% | |||
| Non-Performing Loans to Loans | 1.08% | |||
| Balance Sheet |
Safe Harbor Credit Union
Ludington, MI |
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| Total Assets | 176.41M | |||
| Total Deposits | 160.09M | |||
| Capital and Reserves |
Safe Harbor Credit Union
Ludington, MI |
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| Capital | 15.83M | |||
| Leverage Ratio | 9.13 | |||
| Loan Loss Reserves to Loans | 0.66% | |||
| Liquidity |
Safe Harbor Credit Union
Ludington, MI |
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| Hot Money Ratio | 26.44% | |||
| Liquidity Ratio | 13.47% | |||
| Profitability |
Safe Harbor Credit Union
Ludington, MI |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 442.00K | |||
| Net Interest Spread | 4.33% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 73.64% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 11.34% | |||