| Weiss Ratings |
Safe Harbor Credit Union
Ludington, MI |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
Safe Harbor Credit Union
Ludington, MI |
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| NCUA Charter Number | 4633 | |||
| Phone Number | (231) 843-2323 | |||
| Website | www.safeharborcu.org/ | |||
| Asset Quality |
Safe Harbor Credit Union
Ludington, MI |
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| 1-Year Asset Growth | 15.36% | |||
| 5-Year Asset Growth | 19.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 5.00% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Safe Harbor Credit Union
Ludington, MI |
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| Total Assets | 154.46M | |||
| Total Deposits | 140.47M | |||
| Capital and Reserves |
Safe Harbor Credit Union
Ludington, MI |
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| Capital | 13.50M | |||
| Leverage Ratio | 8.92 | |||
| Loan Loss Reserves to Loans | 0.38% | |||
| Liquidity |
Safe Harbor Credit Union
Ludington, MI |
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| Hot Money Ratio | 27.71% | |||
| Liquidity Ratio | 9.18% | |||
| Profitability |
Safe Harbor Credit Union
Ludington, MI |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 393.00K | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 74.17% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 11.85% | |||