| Weiss Ratings |
Spirit of America Federal Credit Union
Lincoln, NE |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 6.50 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 5.60 | |||
| Company Info |
Spirit of America Federal Credit Union
Lincoln, NE |
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| NCUA Charter Number | 4634 | |||
| Phone Number | (402) 467-1102 | |||
| Website | www.spiritofamericafcu.org | |||
| Asset Quality |
Spirit of America Federal Credit Union
Lincoln, NE |
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| 1-Year Asset Growth | -3.39% | |||
| 5-Year Asset Growth | 2.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.07% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Spirit of America Federal Credit Union
Lincoln, NE |
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| Total Assets | 54.02M | |||
| Total Deposits | 47.75M | |||
| Capital and Reserves |
Spirit of America Federal Credit Union
Lincoln, NE |
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| Capital | 5.77M | |||
| Leverage Ratio | 10.78 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
Spirit of America Federal Credit Union
Lincoln, NE |
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| Hot Money Ratio | 0.43% | |||
| Liquidity Ratio | 33.85% | |||
| Profitability |
Spirit of America Federal Credit Union
Lincoln, NE |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 166.00K | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 68.97% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 11.69% | |||