| Weiss Ratings |
Spirit of America Federal Credit Union
Lincoln, NE |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
Spirit of America Federal Credit Union
Lincoln, NE |
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| NCUA Charter Number | 4634 | |||
| Phone Number | (402) 467-1102 | |||
| Website | www.spiritofamericafcu.org | |||
| Asset Quality |
Spirit of America Federal Credit Union
Lincoln, NE |
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| 1-Year Asset Growth | 2.80% | |||
| 5-Year Asset Growth | 2.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.25% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Spirit of America Federal Credit Union
Lincoln, NE |
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| Total Assets | 53.66M | |||
| Total Deposits | 47.04M | |||
| Capital and Reserves |
Spirit of America Federal Credit Union
Lincoln, NE |
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| Capital | 6.19M | |||
| Leverage Ratio | 11.64 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
Spirit of America Federal Credit Union
Lincoln, NE |
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| Hot Money Ratio | 0.44% | |||
| Liquidity Ratio | 31.16% | |||
| Profitability |
Spirit of America Federal Credit Union
Lincoln, NE |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 583.00K | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 65.53% | |||
| Return on Assets | 1.44% | |||
| Return on Equity | 13.23% | |||