B
Montcalm Public Employees Credit Union
EdmoreMI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Montcalm Public Employees Credit Union
Edmore, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 8.30
Stability Index 6.30
Company Info Montcalm Public Employees Credit Union
Edmore, MI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4637
Phone Number (989) 427-5663
Website mpecreditunion.com
Asset Quality Montcalm Public Employees Credit Union
Edmore, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 0.57%
5-Year Asset Growth 8.73%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.91%
Non-Performing Loans to Capital 5.34%
Non-Performing Loans to Loans 2.83%
Balance Sheet Montcalm Public Employees Credit Union
Edmore, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 24.14M
Total Deposits 20.04M
Capital and Reserves Montcalm Public Employees Credit Union
Edmore, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 4.08M
Leverage Ratio 16.92
Loan Loss Reserves to Loans 0.54%
Liquidity Montcalm Public Employees Credit Union
Edmore, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 4.59%
Liquidity Ratio 27.15%
Profitability Montcalm Public Employees Credit Union
Edmore, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.97%
Net Income 321.00K
Net Interest Spread 3.28%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 59.98%
Return on Assets 1.31%
Return on Equity 8.19%