| Weiss Ratings |
Members Choice Credit Union
Ashland, KY |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 4.40 | |||
| Company Info |
Members Choice Credit Union
Ashland, KY |
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| NCUA Charter Number | 4642 | |||
| Phone Number | (606) 329-7876 | |||
| Website | www.mccu.net | |||
| Asset Quality |
Members Choice Credit Union
Ashland, KY |
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| 1-Year Asset Growth | 1.24% | |||
| 5-Year Asset Growth | 12.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 7.73% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
Members Choice Credit Union
Ashland, KY |
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| Total Assets | 410.73M | |||
| Total Deposits | 370.62M | |||
| Capital and Reserves |
Members Choice Credit Union
Ashland, KY |
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| Capital | 33.24M | |||
| Leverage Ratio | 8.09 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Liquidity |
Members Choice Credit Union
Ashland, KY |
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| Hot Money Ratio | 25.13% | |||
| Liquidity Ratio | 8.61% | |||
| Profitability |
Members Choice Credit Union
Ashland, KY |
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| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | 732.00K | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 0.90% | |||
| Overhead Efficiency Ratio | 78.45% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 4.44% | |||