| Weiss Ratings |
Members Choice Credit Union
Ashland, KY |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 3.40 | |||
| Company Info |
Members Choice Credit Union
Ashland, KY |
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| NCUA Charter Number | 4642 | |||
| Phone Number | (606) 329-7876 | |||
| Website | www.mccu.net | |||
| Asset Quality |
Members Choice Credit Union
Ashland, KY |
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| 1-Year Asset Growth | 8.05% | |||
| 5-Year Asset Growth | 14.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 7.76% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
Members Choice Credit Union
Ashland, KY |
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| Total Assets | 403.98M | |||
| Total Deposits | 376.10M | |||
| Capital and Reserves |
Members Choice Credit Union
Ashland, KY |
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| Capital | 28.67M | |||
| Leverage Ratio | 7.84 | |||
| Loan Loss Reserves to Loans | 0.36% | |||
| Liquidity |
Members Choice Credit Union
Ashland, KY |
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| Hot Money Ratio | 25.41% | |||
| Liquidity Ratio | 9.66% | |||
| Profitability |
Members Choice Credit Union
Ashland, KY |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 277.00K | |||
| Net Interest Spread | 2.82% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 80.85% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 3.87% | |||