| Weiss Ratings |
Members Choice Credit Union
Ashland, KY |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 4.40 | |||
| Company Info |
Members Choice Credit Union
Ashland, KY |
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| NCUA Charter Number | 4642 | |||
| Phone Number | (606) 329-7876 | |||
| Website | www.mccu.net | |||
| Asset Quality |
Members Choice Credit Union
Ashland, KY |
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| 1-Year Asset Growth | -0.15% | |||
| 5-Year Asset Growth | 12.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.40% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 8.74% | |||
| Non-Performing Loans to Loans | 1.02% | |||
| Balance Sheet |
Members Choice Credit Union
Ashland, KY |
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| Total Assets | 403.67M | |||
| Total Deposits | 371.64M | |||
| Capital and Reserves |
Members Choice Credit Union
Ashland, KY |
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| Capital | 32.90M | |||
| Leverage Ratio | 8.15 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Members Choice Credit Union
Ashland, KY |
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| Hot Money Ratio | 24.32% | |||
| Liquidity Ratio | 6.79% | |||
| Profitability |
Members Choice Credit Union
Ashland, KY |
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| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | 388.00K | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 80.53% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 4.73% | |||