| Weiss Ratings |
OUR Credit Union
Royal Oak, MI |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 2.20 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 2.60 | |||
| Company Info |
OUR Credit Union
Royal Oak, MI |
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| NCUA Charter Number | 4644 | |||
| Phone Number | (248) 549-3838 | |||
| Website | www.ourcuonline.org | |||
| Asset Quality |
OUR Credit Union
Royal Oak, MI |
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| 1-Year Asset Growth | -1.35% | |||
| 5-Year Asset Growth | 5.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.74% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 8.75% | |||
| Non-Performing Loans to Loans | 0.80% | |||
| Balance Sheet |
OUR Credit Union
Royal Oak, MI |
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| Total Assets | 360.26M | |||
| Total Deposits | 338.97M | |||
| Capital and Reserves |
OUR Credit Union
Royal Oak, MI |
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| Capital | 19.98M | |||
| Leverage Ratio | 9.53 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
OUR Credit Union
Royal Oak, MI |
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| Hot Money Ratio | 8.72% | |||
| Liquidity Ratio | 18.40% | |||
| Profitability |
OUR Credit Union
Royal Oak, MI |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 521.00K | |||
| Net Interest Spread | 4.47% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 81.62% | |||
| Return on Assets | 0.58% | |||
| Return on Equity | 11.05% | |||