| Weiss Ratings |
OUR Credit Union
Royal Oak, MI |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 4.20 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 2.50 | |||
| Company Info |
OUR Credit Union
Royal Oak, MI |
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| NCUA Charter Number | 4644 | |||
| Phone Number | (248) 549-3838 | |||
| Website | www.ourcuonline.org | |||
| Asset Quality |
OUR Credit Union
Royal Oak, MI |
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| 1-Year Asset Growth | -1.46% | |||
| 5-Year Asset Growth | 5.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.60% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 5.70% | |||
| Non-Performing Loans to Loans | 0.62% | |||
| Balance Sheet |
OUR Credit Union
Royal Oak, MI |
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| Total Assets | 353.68M | |||
| Total Deposits | 329.55M | |||
| Capital and Reserves |
OUR Credit Union
Royal Oak, MI |
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| Capital | 23.09M | |||
| Leverage Ratio | 10.07 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
OUR Credit Union
Royal Oak, MI |
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| Hot Money Ratio | 10.05% | |||
| Liquidity Ratio | 14.17% | |||
| Profitability |
OUR Credit Union
Royal Oak, MI |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 1.80M | |||
| Net Interest Spread | 4.60% | |||
| Operating Profit to Average Assets | 1.08% | |||
| Overhead Efficiency Ratio | 77.62% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 11.68% | |||