| Weiss Ratings |
OUR Credit Union
Royal Oak, MI |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 0.90 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 2.40 | |||
| Company Info |
OUR Credit Union
Royal Oak, MI |
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| NCUA Charter Number | 4644 | |||
| Phone Number | (248) 549-3838 | |||
| Website | www.ourcuonline.org | |||
| Asset Quality |
OUR Credit Union
Royal Oak, MI |
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| 1-Year Asset Growth | -7.58% | |||
| 5-Year Asset Growth | 7.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.39% | |||
| Charge-Offs to Average Loans | 1.39% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 11.43% | |||
| Non-Performing Loans to Loans | 0.88% | |||
| Balance Sheet |
OUR Credit Union
Royal Oak, MI |
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| Total Assets | 365.21M | |||
| Total Deposits | 346.42M | |||
| Capital and Reserves |
OUR Credit Union
Royal Oak, MI |
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| Capital | 16.01M | |||
| Leverage Ratio | 8.95 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Liquidity |
OUR Credit Union
Royal Oak, MI |
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| Hot Money Ratio | 7.76% | |||
| Liquidity Ratio | 17.86% | |||
| Profitability |
OUR Credit Union
Royal Oak, MI |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 148.00K | |||
| Net Interest Spread | 3.79% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 84.77% | |||
| Return on Assets | 0.16% | |||
| Return on Equity | 3.59% | |||