Weiss Ratings |
Alpena-Alcona Area Credit Union
Alpena, MI |
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Rating | ||||
Asset Quality Index | 9.30 | |||
Capitalization Index | 10.00 | |||
Liquidity Index | 5.00 | |||
Profitability Index | 9.80 | |||
Stability Index | 8.00 | |||
Company Info |
Alpena-Alcona Area Credit Union
Alpena, MI |
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NCUA Charter Number | 4645 | |||
Phone Number | (989) 356-3577 | |||
Website | www.aaacu.com | |||
Asset Quality |
Alpena-Alcona Area Credit Union
Alpena, MI |
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1-Year Asset Growth | 10.10% | |||
5-Year Asset Growth | 18.33% | |||
5-Year Charge-Offs to Average Loans | 0.38% | |||
Charge-Offs to Average Loans | 0.36% | |||
Non-Performing Assets to Assets | 0.30% | |||
Non-Performing Loans to Capital | 2.53% | |||
Non-Performing Loans to Loans | 0.50% | |||
Balance Sheet |
Alpena-Alcona Area Credit Union
Alpena, MI |
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Total Assets | 881.67M | |||
Total Deposits | 773.35M | |||
Capital and Reserves |
Alpena-Alcona Area Credit Union
Alpena, MI |
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Capital | 101.81M | |||
Leverage Ratio | 11.60 | |||
Loan Loss Reserves to Loans | 0.90% | |||
Liquidity |
Alpena-Alcona Area Credit Union
Alpena, MI |
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Hot Money Ratio | 14.15% | |||
Liquidity Ratio | 26.56% | |||
Profitability |
Alpena-Alcona Area Credit Union
Alpena, MI |
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5-Year Return on Average Assets | 1.45% | |||
Net Income | 3.24M | |||
Net Interest Spread | 4.06% | |||
Operating Profit to Average Assets | 1.64% | |||
Overhead Efficiency Ratio | 59.28% | |||
Return on Assets | 1.49% | |||
Return on Equity | 12.93% | |||