A
Alpena-Alcona Area Credit Union
AlpenaMI
Data as of
March 31, 2022
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alpena-Alcona Area Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 8.50
Stability Index 9.40
Company Info Alpena-Alcona Area Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4645
Phone Number (989) 356-3577
Website www.aaacu.com
Asset Quality Alpena-Alcona Area Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 13.91%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 3.04%
5-Year Asset Growth 10.27%
Non-Performing Loans to Loans 0.58%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 0.24%
Balance Sheet Alpena-Alcona Area Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets --
Total Deposits 487.88M
Capital and Reserves Alpena-Alcona Area Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
Leverage Ratio 11.22
Loan Loss Reserves to Loans 0.38%
Risk-Based Capital Ratio 11.22
Capital 62.18M
Liquidity Alpena-Alcona Area Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 2.14%
Liquidity Ratio 38.15%
Profitability Alpena-Alcona Area Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
Net Interest Spread 3.67%
5-Year Return on Average Assets 1.48%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 66.11%
Return on Assets 1.09%
Net Income 1.49M
Return on Equity 9.71%
Weiss Ratings