Alpena-Alcona Area Credit Union

Weiss Ratings	Alpena-Alcona Area Credit Union Alpena, MI	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	8.80
Capitalization Index	9.60
Liquidity Index	5.00
Profitability Index	9.90
Stability Index	8.90

Company Info	Alpena-Alcona Area Credit Union Alpena, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4645
Phone Number	(989) 356-3577
Website	www.aaacu.com

Asset Quality	Alpena-Alcona Area Credit Union Alpena, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	34.80%
5-Year Asset Growth	17.88%
5-Year Charge-Offs to Average Loans	0.44%
Charge-Offs to Average Loans	0.53%
Non-Performing Assets to Assets	0.45%
Non-Performing Loans to Capital	3.82%
Non-Performing Loans to Loans	0.74%

Balance Sheet	Alpena-Alcona Area Credit Union Alpena, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	775.49M
Total Deposits	681.41M

Capital and Reserves	Alpena-Alcona Area Credit Union Alpena, MI	Click to Compare	Click to Compare	Click to Compare
Capital	87.65M
Leverage Ratio	11.42
Loan Loss Reserves to Loans	0.82%

Liquidity	Alpena-Alcona Area Credit Union Alpena, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.32%
Liquidity Ratio	25.99%

Profitability	Alpena-Alcona Area Credit Union Alpena, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.48%
Net Income	9.86M
Net Interest Spread	4.11%
Operating Profit to Average Assets	1.77%
Overhead Efficiency Ratio	58.04%
Return on Assets	1.36%
Return on Equity	12.07%