| Weiss Ratings |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 9.70 | |||
| Company Info |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| NCUA Charter Number | 4645 | |||
| Phone Number | (989) 356-3577 | |||
| Website | www.aaacu.com | |||
| Asset Quality |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| 1-Year Asset Growth | 9.49% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.46% | |||
| 5-Year Asset Growth | 10.27% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Balance Sheet |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Total Assets | -- | |||
| Total Deposits | 500.80M | |||
| Capital and Reserves |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Leverage Ratio | 11.47 | |||
| Loan Loss Reserves to Loans | 0.44% | |||
| Risk-Based Capital Ratio | 11.47 | |||
| Capital | 65.51M | |||
| Liquidity |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Hot Money Ratio | 2.27% | |||
| Liquidity Ratio | 29.38% | |||
| Profitability |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Net Interest Spread | 3.98% | |||
| 5-Year Return on Average Assets | 1.48% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 62.59% | |||
| Return on Assets | 1.15% | |||
| Net Income | 4.82M | |||
| Return on Equity | 10.23% | |||
