A
Alpena-Alcona Area Credit Union
AlpenaMI
Data as of
September 30, 2022
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Alpena-Alcona Area Credit Union
Alpena, MI
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Rating A
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 6.10
Profitability Index 8.40
Stability Index 9.70
Company Info Alpena-Alcona Area Credit Union
Alpena, MI
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NCUA Charter Number 4645
Phone Number (989) 356-3577
Website www.aaacu.com
Asset Quality Alpena-Alcona Area Credit Union
Alpena, MI
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1-Year Asset Growth 9.49%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.46%
5-Year Asset Growth 10.27%
Non-Performing Loans to Loans 0.65%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 0.30%
Balance Sheet Alpena-Alcona Area Credit Union
Alpena, MI
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Total Assets --
Total Deposits 500.80M
Capital and Reserves Alpena-Alcona Area Credit Union
Alpena, MI
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Leverage Ratio 11.47
Loan Loss Reserves to Loans 0.44%
Risk-Based Capital Ratio 11.47
Capital 65.51M
Liquidity Alpena-Alcona Area Credit Union
Alpena, MI
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Hot Money Ratio 2.27%
Liquidity Ratio 29.38%
Profitability Alpena-Alcona Area Credit Union
Alpena, MI
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Net Interest Spread 3.98%
5-Year Return on Average Assets 1.48%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 62.59%
Return on Assets 1.15%
Net Income 4.82M
Return on Equity 10.23%
Weiss Ratings