| Weiss Ratings |
Alpena-Alcona Area Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 9.00 | |||
| Company Info |
Alpena-Alcona Area Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4645 | |||
| Phone Number | (989) 356-3577 | |||
| Website | www.aaacu.com | |||
| Asset Quality |
Alpena-Alcona Area Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 10.60% | |||
| 5-Year Asset Growth | 17.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 3.07% | |||
| Non-Performing Loans to Loans | 0.62% | |||
| Balance Sheet |
Alpena-Alcona Area Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 800.82M | |||
| Total Deposits | 704.22M | |||
| Capital and Reserves |
Alpena-Alcona Area Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 90.01M | |||
| Leverage Ratio | 11.38 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
Alpena-Alcona Area Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.71% | |||
| Liquidity Ratio | 28.43% | |||
| Profitability |
Alpena-Alcona Area Credit Union
Alpena, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.50% | |||
| Net Income | 2.48M | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 58.67% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 11.18% | |||
