| Weiss Ratings |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| NCUA Charter Number | 4645 | |||
| Phone Number | (989) 356-3577 | |||
| Website | www.aaacu.com | |||
| Asset Quality |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| 1-Year Asset Growth | 9.14% | |||
| 5-Year Asset Growth | 18.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 3.81% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Total Assets | 918.80M | |||
| Total Deposits | 800.93M | |||
| Capital and Reserves |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Capital | 109.45M | |||
| Leverage Ratio | 11.95 | |||
| Loan Loss Reserves to Loans | 0.86% | |||
| Liquidity |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Hot Money Ratio | 14.06% | |||
| Liquidity Ratio | 22.60% | |||
| Profitability |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| 5-Year Return on Average Assets | 1.45% | |||
| Net Income | 10.80M | |||
| Net Interest Spread | 4.27% | |||
| Operating Profit to Average Assets | 1.84% | |||
| Overhead Efficiency Ratio | 57.12% | |||
| Return on Assets | 1.61% | |||
| Return on Equity | 13.88% | |||