| Weiss Ratings |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| NCUA Charter Number | 4645 | |||
| Phone Number | (989) 356-3577 | |||
| Website | www.aaacu.com | |||
| Asset Quality |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| 1-Year Asset Growth | 9.89% | |||
| 5-Year Asset Growth | 18.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.33% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 2.53% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Total Assets | 902.89M | |||
| Total Deposits | 788.41M | |||
| Capital and Reserves |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Capital | 105.26M | |||
| Leverage Ratio | 11.71 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| Hot Money Ratio | 14.15% | |||
| Liquidity Ratio | 26.56% | |||
| Profitability |
Alpena-Alcona Area Credit Union
Alpena, MI |
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| 5-Year Return on Average Assets | 1.45% | |||
| Net Income | 6.71M | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 1.72% | |||
| Overhead Efficiency Ratio | 59.28% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 13.18% | |||