| Weiss Ratings |
Embers Credit Union
Marquette, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 6.80 | |||
| Company Info |
Embers Credit Union
Marquette, MI |
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| NCUA Charter Number | 4647 | |||
| Phone Number | (906) 228-7080 | |||
| Website | www.embers.org | |||
| Asset Quality |
Embers Credit Union
Marquette, MI |
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| 1-Year Asset Growth | 5.78% | |||
| 5-Year Asset Growth | 23.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 2.18% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Embers Credit Union
Marquette, MI |
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| Total Assets | 524.61M | |||
| Total Deposits | 465.15M | |||
| Capital and Reserves |
Embers Credit Union
Marquette, MI |
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| Capital | 48.77M | |||
| Leverage Ratio | 12.55 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Embers Credit Union
Marquette, MI |
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| Hot Money Ratio | 13.09% | |||
| Liquidity Ratio | 6.35% | |||
| Profitability |
Embers Credit Union
Marquette, MI |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 251.00K | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 0.23% | |||
| Overhead Efficiency Ratio | 94.04% | |||
| Return on Assets | 0.19% | |||
| Return on Equity | 2.06% | |||