| Weiss Ratings |
Embers Credit Union
Marquette, MI |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 7.60 | |||
| Company Info |
Embers Credit Union
Marquette, MI |
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| NCUA Charter Number | 4647 | |||
| Phone Number | (906) 228-7080 | |||
| Website | www.embers.org | |||
| Asset Quality |
Embers Credit Union
Marquette, MI |
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| 1-Year Asset Growth | 6.08% | |||
| 5-Year Asset Growth | 18.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.71% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
Embers Credit Union
Marquette, MI |
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| Total Assets | 575.19M | |||
| Total Deposits | 504.12M | |||
| Capital and Reserves |
Embers Credit Union
Marquette, MI |
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| Capital | 63.36M | |||
| Leverage Ratio | 12.26 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
Embers Credit Union
Marquette, MI |
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| Hot Money Ratio | 14.14% | |||
| Liquidity Ratio | 16.34% | |||
| Profitability |
Embers Credit Union
Marquette, MI |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 3.40M | |||
| Net Interest Spread | 3.90% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 78.09% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 7.74% | |||