| Weiss Ratings |
Embers Credit Union
Marquette, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 7.10 | |||
| Company Info |
Embers Credit Union
Marquette, MI |
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| NCUA Charter Number | 4647 | |||
| Phone Number | (906) 228-7080 | |||
| Website | www.embers.org | |||
| Asset Quality |
Embers Credit Union
Marquette, MI |
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| 1-Year Asset Growth | 7.99% | |||
| 5-Year Asset Growth | 18.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.25% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Embers Credit Union
Marquette, MI |
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| Total Assets | 566.53M | |||
| Total Deposits | 501.74M | |||
| Capital and Reserves |
Embers Credit Union
Marquette, MI |
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| Capital | 57.48M | |||
| Leverage Ratio | 11.98 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Embers Credit Union
Marquette, MI |
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| Hot Money Ratio | 14.97% | |||
| Liquidity Ratio | 15.41% | |||
| Profitability |
Embers Credit Union
Marquette, MI |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 747.00K | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 0.75% | |||
| Overhead Efficiency Ratio | 81.86% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 5.36% | |||