C
Compass Credit Union
SpartaMI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Compass Credit Union
Sparta, MI
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Rating C
Asset Quality Index 8.40
Capitalization Index 6.40
Liquidity Index 5.00
Profitability Index 3.70
Stability Index 5.00
Company Info Compass Credit Union
Sparta, MI
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NCUA Charter Number 4648
Phone Number (616) 887-8262
Website compasscu.com
Asset Quality Compass Credit Union
Sparta, MI
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1-Year Asset Growth 3.05%
5-Year Asset Growth 8.32%
5-Year Charge-Offs to Average Loans 0.46%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.63%
Non-Performing Loans to Loans 0.52%
Balance Sheet Compass Credit Union
Sparta, MI
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Total Assets 96.83M
Total Deposits 87.81M
Capital and Reserves Compass Credit Union
Sparta, MI
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Capital 8.92M
Leverage Ratio 10.49
Loan Loss Reserves to Loans 1.54%
Liquidity Compass Credit Union
Sparta, MI
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Hot Money Ratio 2.65%
Liquidity Ratio 22.68%
Profitability Compass Credit Union
Sparta, MI
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5-Year Return on Average Assets 0.51%
Net Income 730.00K
Net Interest Spread 4.42%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 83.18%
Return on Assets 0.95%
Return on Equity 11.91%