C
Morris Sheppard Texarkana Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
11.20
Leverage
Ratio
11.22
Return On
Assets
0.34%
Total
Assets
12.74M
Capital
1.43M
Total
Deposits
11.31M
Net
Income
21.00K
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Weiss Ratings Morris Sheppard Texarkana Federal Credit Union
Texarkana, TX 		Click to
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Rating C
Asset Quality Index 6.60
Capitalization Index 9.50
Liquidity Index 4.90
Profitability Index 2.30
Stability Index 5.90
Company Info Morris Sheppard Texarkana Federal Credit Union
Texarkana, TX 		Click to
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NCUA Charter Number 465
Phone Number (903) 798-3918
Website www.morrissheppardfcu.org
Asset Quality Morris Sheppard Texarkana Federal Credit Union
Texarkana, TX 		Click to
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1-Year Asset Growth 14.72%
5-Year Asset Growth 7.24%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.37%
Non-Performing Loans to Loans 0.54%
Balance Sheet Morris Sheppard Texarkana Federal Credit Union
Texarkana, TX 		Click to
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Total Assets 12.74M
Total Deposits 11.31M
Capital and Reserves Morris Sheppard Texarkana Federal Credit Union
Texarkana, TX 		Click to
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Capital 1.43M
Leverage Ratio 11.22
Loan Loss Reserves to Loans 0.32%
Liquidity Morris Sheppard Texarkana Federal Credit Union
Texarkana, TX 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 43.02%
Profitability Morris Sheppard Texarkana Federal Credit Union
Texarkana, TX 		Click to
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5-Year Return on Average Assets 0.62%
Net Income 21.00K
Net Interest Spread 4.26%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 80.58%
Return on Assets 0.34%
Return on Equity 3.00%