| Weiss Ratings |
HarborLight Credit Union
Whitehall, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 6.60 | |||
| Company Info |
HarborLight Credit Union
Whitehall, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4653 | |||
| Phone Number | (231) 894-5608 | |||
| Website | www.harborlightcu.org | |||
| Asset Quality |
HarborLight Credit Union
Whitehall, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.30% | |||
| 5-Year Asset Growth | 6.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.64% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
HarborLight Credit Union
Whitehall, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 162.87M | |||
| Total Deposits | 144.23M | |||
| Capital and Reserves |
HarborLight Credit Union
Whitehall, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 16.60M | |||
| Leverage Ratio | 10.27 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
HarborLight Credit Union
Whitehall, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.81% | |||
| Liquidity Ratio | 20.33% | |||
| Profitability |
HarborLight Credit Union
Whitehall, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 374.00K | |||
| Net Interest Spread | 4.46% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 81.96% | |||
| Return on Assets | 0.93% | |||
| Return on Equity | 9.13% | |||