| Weiss Ratings |
HarborLight Credit Union
Whitehall, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 5.40 | |||
| Company Info |
HarborLight Credit Union
Whitehall, MI |
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| NCUA Charter Number | 4653 | |||
| Phone Number | (231) 894-5608 | |||
| Website | www.harborlightcu.org | |||
| Asset Quality |
HarborLight Credit Union
Whitehall, MI |
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| 1-Year Asset Growth | -5.83% | |||
| 5-Year Asset Growth | 7.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 1.04% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
HarborLight Credit Union
Whitehall, MI |
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| Total Assets | 157.67M | |||
| Total Deposits | 140.35M | |||
| Capital and Reserves |
HarborLight Credit Union
Whitehall, MI |
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| Capital | 14.92M | |||
| Leverage Ratio | 9.72 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Liquidity |
HarborLight Credit Union
Whitehall, MI |
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| Hot Money Ratio | 4.99% | |||
| Liquidity Ratio | 21.99% | |||
| Profitability |
HarborLight Credit Union
Whitehall, MI |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 326.00K | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 79.32% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 8.84% | |||