| Weiss Ratings |
Members First Credit Union
Midland, MI |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 5.10 | |||
| Company Info |
Members First Credit Union
Midland, MI |
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| NCUA Charter Number | 4656 | |||
| Phone Number | (855) 835-6328 | |||
| Website | www.mfcu.net | |||
| Asset Quality |
Members First Credit Union
Midland, MI |
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| 1-Year Asset Growth | 2.78% | |||
| 5-Year Asset Growth | 11.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.68% | |||
| Charge-Offs to Average Loans | 0.91% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 9.11% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Members First Credit Union
Midland, MI |
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| Total Assets | 838.45M | |||
| Total Deposits | 715.18M | |||
| Capital and Reserves |
Members First Credit Union
Midland, MI |
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| Capital | 67.07M | |||
| Leverage Ratio | 9.33 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
Members First Credit Union
Midland, MI |
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| Hot Money Ratio | 10.32% | |||
| Liquidity Ratio | 5.21% | |||
| Profitability |
Members First Credit Union
Midland, MI |
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| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 1.08M | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 85.05% | |||
| Return on Assets | 0.17% | |||
| Return on Equity | 2.31% | |||