| Weiss Ratings |
Members First Credit Union
Midland, MI |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 4.70 | |||
| Company Info |
Members First Credit Union
Midland, MI |
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| NCUA Charter Number | 4656 | |||
| Phone Number | (855) 835-6328 | |||
| Website | www.mfcu.net | |||
| Asset Quality |
Members First Credit Union
Midland, MI |
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| 1-Year Asset Growth | 4.26% | |||
| 5-Year Asset Growth | 9.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.68% | |||
| Charge-Offs to Average Loans | 1.10% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 9.41% | |||
| Non-Performing Loans to Loans | 1.02% | |||
| Balance Sheet |
Members First Credit Union
Midland, MI |
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| Total Assets | 883.69M | |||
| Total Deposits | 764.17M | |||
| Capital and Reserves |
Members First Credit Union
Midland, MI |
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| Capital | 69.67M | |||
| Leverage Ratio | 8.90 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Liquidity |
Members First Credit Union
Midland, MI |
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| Hot Money Ratio | 11.22% | |||
| Liquidity Ratio | 9.42% | |||
| Profitability |
Members First Credit Union
Midland, MI |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 223.00K | |||
| Net Interest Spread | 4.41% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 80.31% | |||
| Return on Assets | 0.05% | |||
| Return on Equity | 0.65% | |||