| Weiss Ratings |
Members First Credit Union
Midland, MI |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 5.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 4.60 | |||
| Company Info |
Members First Credit Union
Midland, MI |
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| NCUA Charter Number | 4656 | |||
| Phone Number | (855) 835-6328 | |||
| Website | www.mfcu.net | |||
| Asset Quality |
Members First Credit Union
Midland, MI |
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| 1-Year Asset Growth | 2.25% | |||
| 5-Year Asset Growth | 11.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.68% | |||
| Charge-Offs to Average Loans | 1.08% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 5.26% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
Members First Credit Union
Midland, MI |
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| Total Assets | 826.19M | |||
| Total Deposits | 713.27M | |||
| Capital and Reserves |
Members First Credit Union
Midland, MI |
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| Capital | 60.77M | |||
| Leverage Ratio | 9.42 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
Members First Credit Union
Midland, MI |
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| Hot Money Ratio | 8.79% | |||
| Liquidity Ratio | 6.15% | |||
| Profitability |
Members First Credit Union
Midland, MI |
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| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | -388.00K | |||
| Net Interest Spread | 3.86% | |||
| Operating Profit to Average Assets | 0.47% | |||
| Overhead Efficiency Ratio | 91.43% | |||
| Return on Assets | -0.19% | |||
| Return on Equity | -2.53% | |||