A
Settlers Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Settlers Federal Credit Union
Bruce Crossing, MI
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Rating A
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 9.80
Stability Index 8.00
Company Info Settlers Federal Credit Union
Bruce Crossing, MI
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NCUA Charter Number 4657
Phone Number (906) 827-3240
Website www.settlersfcu.com
Asset Quality Settlers Federal Credit Union
Bruce Crossing, MI
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1-Year Asset Growth 1.70%
5-Year Asset Growth 7.12%
5-Year Charge-Offs to Average Loans 0.59%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 3.54%
Non-Performing Loans to Loans 1.33%
Balance Sheet Settlers Federal Credit Union
Bruce Crossing, MI
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Total Assets 35.79M
Total Deposits 28.97M
Capital and Reserves Settlers Federal Credit Union
Bruce Crossing, MI
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Capital 6.61M
Leverage Ratio 18.57
Loan Loss Reserves to Loans 0.75%
Liquidity Settlers Federal Credit Union
Bruce Crossing, MI
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Hot Money Ratio 2.30%
Liquidity Ratio 39.13%
Profitability Settlers Federal Credit Union
Bruce Crossing, MI
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5-Year Return on Average Assets 1.72%
Net Income 392.00K
Net Interest Spread 5.65%
Operating Profit to Average Assets 2.20%
Overhead Efficiency Ratio 61.76%
Return on Assets 2.22%
Return on Equity 12.18%