C
Country Heritage Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Country Heritage Credit Union
Buchanan, MI
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Rating C
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 6.30
Stability Index 5.70
Company Info Country Heritage Credit Union
Buchanan, MI
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NCUA Charter Number 4658
Phone Number (269) 695-2334
Website www.countryheritagecu.com
Asset Quality Country Heritage Credit Union
Buchanan, MI
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1-Year Asset Growth 7.49%
5-Year Asset Growth 4.21%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.67%
Non-Performing Loans to Capital 8.07%
Non-Performing Loans to Loans 2.48%
Balance Sheet Country Heritage Credit Union
Buchanan, MI
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Total Assets 53.91M
Total Deposits 43.13M
Capital and Reserves Country Heritage Credit Union
Buchanan, MI
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Capital 10.74M
Leverage Ratio 19.74
Loan Loss Reserves to Loans 1.18%
Liquidity Country Heritage Credit Union
Buchanan, MI
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Hot Money Ratio 33.29%
Liquidity Ratio 27.77%
Profitability Country Heritage Credit Union
Buchanan, MI
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5-Year Return on Average Assets 0.99%
Net Income 93.00K
Net Interest Spread 3.04%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 72.63%
Return on Assets 0.71%
Return on Equity 3.48%