Weiss Ratings |
U.P. State Credit Union
Escanaba, MI |
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Rating | ||||
Asset Quality Index | 9.80 | |||
Capitalization Index | 10.00 | |||
Liquidity Index | 5.20 | |||
Profitability Index | 10.00 | |||
Stability Index | 7.60 | |||
Company Info |
U.P. State Credit Union
Escanaba, MI |
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NCUA Charter Number | 4660 | |||
Phone Number | (906) 786-1146 | |||
Website | www.upscu.com | |||
Asset Quality |
U.P. State Credit Union
Escanaba, MI |
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1-Year Asset Growth | 1.66% | |||
5-Year Asset Growth | 19.69% | |||
5-Year Charge-Offs to Average Loans | 0.06% | |||
Charge-Offs to Average Loans | 0.16% | |||
Non-Performing Assets to Assets | 0.22% | |||
Non-Performing Loans to Capital | 1.81% | |||
Non-Performing Loans to Loans | 0.40% | |||
Balance Sheet |
U.P. State Credit Union
Escanaba, MI |
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Total Assets | 200.27M | |||
Total Deposits | 177.23M | |||
Capital and Reserves |
U.P. State Credit Union
Escanaba, MI |
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Capital | 23.91M | |||
Leverage Ratio | 11.94 | |||
Loan Loss Reserves to Loans | 0.22% | |||
Liquidity |
U.P. State Credit Union
Escanaba, MI |
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Hot Money Ratio | 1.79% | |||
Liquidity Ratio | 25.55% | |||
Profitability |
U.P. State Credit Union
Escanaba, MI |
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5-Year Return on Average Assets | 0.98% | |||
Net Income | 726.00K | |||
Net Interest Spread | 5.49% | |||
Operating Profit to Average Assets | 0.76% | |||
Overhead Efficiency Ratio | 70.54% | |||
Return on Assets | 0.73% | |||
Return on Equity | 6.11% | |||