| Weiss Ratings |
U.P. State Credit Union
Escanaba, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 6.50 | |||
| Company Info |
U.P. State Credit Union
Escanaba, MI |
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| NCUA Charter Number | 4660 | |||
| Phone Number | (906) 786-1146 | |||
| Website | www.upscu.com | |||
| Asset Quality |
U.P. State Credit Union
Escanaba, MI |
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| 1-Year Asset Growth | 35.75% | |||
| 5-Year Asset Growth | 11.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.45% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
U.P. State Credit Union
Escanaba, MI |
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| Total Assets | 197.34M | |||
| Total Deposits | 174.76M | |||
| Capital and Reserves |
U.P. State Credit Union
Escanaba, MI |
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| Capital | 20.37M | |||
| Leverage Ratio | 10.33 | |||
| Loan Loss Reserves to Loans | 0.26% | |||
| Liquidity |
U.P. State Credit Union
Escanaba, MI |
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| Hot Money Ratio | 3.38% | |||
| Liquidity Ratio | 24.63% | |||
| Profitability |
U.P. State Credit Union
Escanaba, MI |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 579.00K | |||
| Net Interest Spread | 5.34% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 77.54% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 13.72% | |||