Federal Employees of Chippewa County Credit Union

Sault Sainte Marie, MI

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Federal Employees of Chippewa County Credit Union Sault Sainte Marie, MI	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.90
Capitalization Index	7.60
Liquidity Index	5.20
Profitability Index	8.40
Stability Index	5.00

Company Info	Federal Employees of Chippewa County Credit Union Sault Sainte Marie, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4664
Phone Number	(906) 632-4210
Website	www.fecccu.com

Asset Quality	Federal Employees of Chippewa County Credit Union Sault Sainte Marie, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.37%
5-Year Asset Growth	8.19%
5-Year Charge-Offs to Average Loans	0.02%
Charge-Offs to Average Loans	0.05%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.45%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Federal Employees of Chippewa County Credit Union Sault Sainte Marie, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	16.86M
Total Deposits	14.78M

Capital and Reserves	Federal Employees of Chippewa County Credit Union Sault Sainte Marie, MI	Click to Compare	Click to Compare	Click to Compare
Capital	1.77M
Leverage Ratio	10.48
Loan Loss Reserves to Loans	0.60%

Liquidity	Federal Employees of Chippewa County Credit Union Sault Sainte Marie, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	1.15%
Liquidity Ratio	37.35%

Profitability	Federal Employees of Chippewa County Credit Union Sault Sainte Marie, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.64%
Net Income	336.00K
Net Interest Spread	4.67%
Operating Profit to Average Assets	2.02%
Overhead Efficiency Ratio	48.41%
Return on Assets	1.95%
Return on Equity	21.00%