| Weiss Ratings |
River Valley Credit Union
Ada, MI |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 6.50 | |||
| Company Info |
River Valley Credit Union
Ada, MI |
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| NCUA Charter Number | 4667 | |||
| Phone Number | (616) 787-7481 | |||
| Website | myrivervalleycu.org | |||
| Asset Quality |
River Valley Credit Union
Ada, MI |
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| 1-Year Asset Growth | -1.45% | |||
| 5-Year Asset Growth | 5.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.75% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.22% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
River Valley Credit Union
Ada, MI |
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| Total Assets | 117.85M | |||
| Total Deposits | 102.35M | |||
| Capital and Reserves |
River Valley Credit Union
Ada, MI |
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| Capital | 14.39M | |||
| Leverage Ratio | 12.23 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
River Valley Credit Union
Ada, MI |
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| Hot Money Ratio | 2.10% | |||
| Liquidity Ratio | 21.45% | |||
| Profitability |
River Valley Credit Union
Ada, MI |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 707.00K | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 79.46% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 6.74% | |||