| Weiss Ratings |
River Valley Credit Union
Ada, MI |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 6.40 | |||
| Company Info |
River Valley Credit Union
Ada, MI |
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| NCUA Charter Number | 4667 | |||
| Phone Number | (616) 787-7481 | |||
| Website | www.myrivervalleycu.org/ | |||
| Asset Quality |
River Valley Credit Union
Ada, MI |
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| 1-Year Asset Growth | -7.99% | |||
| 5-Year Asset Growth | 5.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.82% | |||
| Charge-Offs to Average Loans | -0.30% | |||
| Non-Performing Assets to Assets | 0.56% | |||
| Non-Performing Loans to Capital | 4.98% | |||
| Non-Performing Loans to Loans | 0.91% | |||
| Balance Sheet |
River Valley Credit Union
Ada, MI |
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| Total Assets | 121.10M | |||
| Total Deposits | 106.97M | |||
| Capital and Reserves |
River Valley Credit Union
Ada, MI |
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| Capital | 13.00M | |||
| Leverage Ratio | 10.78 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
River Valley Credit Union
Ada, MI |
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| Hot Money Ratio | 1.36% | |||
| Liquidity Ratio | 16.81% | |||
| Profitability |
River Valley Credit Union
Ada, MI |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 168.00K | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 87.13% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 5.20% | |||