| Weiss Ratings |
River Valley Credit Union
Ada, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
River Valley Credit Union
Ada, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4667 | |||
| Phone Number | (616) 787-7481 | |||
| Website | myrivervalleycu.org | |||
| Asset Quality |
River Valley Credit Union
Ada, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.57% | |||
| 5-Year Asset Growth | 5.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.75% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 3.11% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
River Valley Credit Union
Ada, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 124.21M | |||
| Total Deposits | 109.26M | |||
| Capital and Reserves |
River Valley Credit Union
Ada, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 13.83M | |||
| Leverage Ratio | 11.15 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
River Valley Credit Union
Ada, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 3.56% | |||
| Liquidity Ratio | 19.04% | |||
| Profitability |
River Valley Credit Union
Ada, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 147.00K | |||
| Net Interest Spread | 3.80% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 81.70% | |||
| Return on Assets | 0.48% | |||
| Return on Equity | 4.28% | |||