| Weiss Ratings |
South Central Credit Union
Jackson, MI |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 5.10 | |||
| Company Info |
South Central Credit Union
Jackson, MI |
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| NCUA Charter Number | 4670 | |||
| Phone Number | (517) 787-2220 | |||
| Website | www.southcentralcu.org | |||
| Asset Quality |
South Central Credit Union
Jackson, MI |
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| 1-Year Asset Growth | -9.74% | |||
| 5-Year Asset Growth | 2.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.99% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 1.45% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
South Central Credit Union
Jackson, MI |
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| Total Assets | 84.62M | |||
| Total Deposits | 72.83M | |||
| Capital and Reserves |
South Central Credit Union
Jackson, MI |
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| Capital | 11.32M | |||
| Leverage Ratio | 13.91 | |||
| Loan Loss Reserves to Loans | 2.05% | |||
| Liquidity |
South Central Credit Union
Jackson, MI |
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| Hot Money Ratio | 0.29% | |||
| Liquidity Ratio | 24.23% | |||
| Profitability |
South Central Credit Union
Jackson, MI |
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| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 156.00K | |||
| Net Interest Spread | 4.60% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 82.68% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 5.55% | |||