| Weiss Ratings |
Michigan One Community Credit Union
Ionia, MI |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 5.60 | |||
| Company Info |
Michigan One Community Credit Union
Ionia, MI |
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| NCUA Charter Number | 4676 | |||
| Phone Number | (616) 527-3900 | |||
| Website | www.m1ccu.org | |||
| Asset Quality |
Michigan One Community Credit Union
Ionia, MI |
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| 1-Year Asset Growth | 0.99% | |||
| 5-Year Asset Growth | 12.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.41% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Michigan One Community Credit Union
Ionia, MI |
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| Total Assets | 218.83M | |||
| Total Deposits | 195.43M | |||
| Capital and Reserves |
Michigan One Community Credit Union
Ionia, MI |
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| Capital | 19.49M | |||
| Leverage Ratio | 8.87 | |||
| Loan Loss Reserves to Loans | 0.32% | |||
| Liquidity |
Michigan One Community Credit Union
Ionia, MI |
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| Hot Money Ratio | 13.27% | |||
| Liquidity Ratio | 21.95% | |||
| Profitability |
Michigan One Community Credit Union
Ionia, MI |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 283.00K | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 87.03% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 5.86% | |||