| Weiss Ratings |
Michigan One Community Credit Union
Ionia, MI |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 7.00 | |||
| Company Info |
Michigan One Community Credit Union
Ionia, MI |
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| NCUA Charter Number | 4676 | |||
| Phone Number | (616) 527-3900 | |||
| Website | www.m1ccu.org | |||
| Asset Quality |
Michigan One Community Credit Union
Ionia, MI |
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| 1-Year Asset Growth | 4.82% | |||
| 5-Year Asset Growth | 10.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.54% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Michigan One Community Credit Union
Ionia, MI |
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| Total Assets | 229.37M | |||
| Total Deposits | 202.57M | |||
| Capital and Reserves |
Michigan One Community Credit Union
Ionia, MI |
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| Capital | 21.68M | |||
| Leverage Ratio | 9.32 | |||
| Loan Loss Reserves to Loans | 0.28% | |||
| Liquidity |
Michigan One Community Credit Union
Ionia, MI |
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| Hot Money Ratio | 11.63% | |||
| Liquidity Ratio | 22.78% | |||
| Profitability |
Michigan One Community Credit Union
Ionia, MI |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 229.00K | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 82.60% | |||
| Return on Assets | 0.40% | |||
| Return on Equity | 4.25% | |||