| Weiss Ratings |
Michigan One Community Credit Union
Ionia, MI |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 7.20 | |||
| Company Info |
Michigan One Community Credit Union
Ionia, MI |
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| NCUA Charter Number | 4676 | |||
| Phone Number | (616) 527-3900 | |||
| Website | www.m1ccu.org | |||
| Asset Quality |
Michigan One Community Credit Union
Ionia, MI |
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| 1-Year Asset Growth | 2.43% | |||
| 5-Year Asset Growth | 10.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 5.59% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Michigan One Community Credit Union
Ionia, MI |
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| Total Assets | 226.65M | |||
| Total Deposits | 199.49M | |||
| Capital and Reserves |
Michigan One Community Credit Union
Ionia, MI |
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| Capital | 23.08M | |||
| Leverage Ratio | 10.01 | |||
| Loan Loss Reserves to Loans | 0.26% | |||
| Liquidity |
Michigan One Community Credit Union
Ionia, MI |
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| Hot Money Ratio | 12.15% | |||
| Liquidity Ratio | 16.28% | |||
| Profitability |
Michigan One Community Credit Union
Ionia, MI |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 1.54M | |||
| Net Interest Spread | 3.65% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 76.97% | |||
| Return on Assets | 0.91% | |||
| Return on Equity | 9.30% | |||