| Weiss Ratings |
Michigan One Community Credit Union
Ionia, MI |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
Michigan One Community Credit Union
Ionia, MI |
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| NCUA Charter Number | 4676 | |||
| Phone Number | (616) 527-3900 | |||
| Website | www.m1ccu.org | |||
| Asset Quality |
Michigan One Community Credit Union
Ionia, MI |
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| 1-Year Asset Growth | 2.27% | |||
| 5-Year Asset Growth | 10.76% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 5.02% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Michigan One Community Credit Union
Ionia, MI |
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| Total Assets | 225.31M | |||
| Total Deposits | 197.85M | |||
| Capital and Reserves |
Michigan One Community Credit Union
Ionia, MI |
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| Capital | 22.41M | |||
| Leverage Ratio | 9.80 | |||
| Loan Loss Reserves to Loans | 0.25% | |||
| Liquidity |
Michigan One Community Credit Union
Ionia, MI |
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| Hot Money Ratio | 11.38% | |||
| Liquidity Ratio | 14.81% | |||
| Profitability |
Michigan One Community Credit Union
Ionia, MI |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 927.00K | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 78.04% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 8.50% | |||