B
Wolverine State Credit Union
AlpenaMI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wolverine State Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.30
Capitalization Index 6.90
Liquidity Index 4.10
Profitability Index 5.20
Stability Index 5.60
Company Info Wolverine State Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4682
Phone Number (989) 356-1880
Website www.wolverinescu.com
Asset Quality Wolverine State Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 9.70%
5-Year Asset Growth 8.83%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 3.93%
Non-Performing Loans to Loans 0.65%
Balance Sheet Wolverine State Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 162.65M
Total Deposits 145.83M
Capital and Reserves Wolverine State Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 15.49M
Leverage Ratio 9.87
Loan Loss Reserves to Loans 0.73%
Liquidity Wolverine State Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 9.00%
Liquidity Ratio 23.26%
Profitability Wolverine State Credit Union
Alpena, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.51%
Net Income 716.00K
Net Interest Spread 4.16%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 81.23%
Return on Assets 0.89%
Return on Equity 9.55%