B
Wolverine State Credit Union
AlpenaMI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wolverine State Credit Union
Alpena, MI
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Rating B
Asset Quality Index 7.80
Capitalization Index 7.80
Liquidity Index 3.40
Profitability Index 6.10
Stability Index 5.90
Company Info Wolverine State Credit Union
Alpena, MI
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NCUA Charter Number 4682
Phone Number (989) 356-1880
Website www.wolverinescu.com
Asset Quality Wolverine State Credit Union
Alpena, MI
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1-Year Asset Growth 7.74%
5-Year Asset Growth 8.83%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 5.95%
Non-Performing Loans to Loans 0.96%
Balance Sheet Wolverine State Credit Union
Alpena, MI
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Total Assets 162.96M
Total Deposits 145.15M
Capital and Reserves Wolverine State Credit Union
Alpena, MI
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Capital 16.30M
Leverage Ratio 10.12
Loan Loss Reserves to Loans 0.68%
Liquidity Wolverine State Credit Union
Alpena, MI
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Hot Money Ratio 9.14%
Liquidity Ratio 16.17%
Profitability Wolverine State Credit Union
Alpena, MI
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5-Year Return on Average Assets 0.51%
Net Income 1.16M
Net Interest Spread 4.20%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 78.82%
Return on Assets 0.96%
Return on Equity 10.10%