AAC Credit Union
| Weiss Ratings |
AAC Credit Union
Grand Rapids, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 5.70 | |||
| Company Info |
AAC Credit Union
Grand Rapids, MI |
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| NCUA Charter Number | 4683 | |||
| Phone Number | (616) 288-0288 | |||
| Website | www.goaac.com | |||
| Asset Quality |
AAC Credit Union
Grand Rapids, MI |
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| 1-Year Asset Growth | 7.42% | |||
| 5-Year Asset Growth | 5.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 1.07% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
AAC Credit Union
Grand Rapids, MI |
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| Total Assets | 206.16M | |||
| Total Deposits | 156.10M | |||
| Capital and Reserves |
AAC Credit Union
Grand Rapids, MI |
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| Capital | 48.24M | |||
| Leverage Ratio | 23.50 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
AAC Credit Union
Grand Rapids, MI |
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| Hot Money Ratio | 20.21% | |||
| Liquidity Ratio | 23.97% | |||
| Profitability |
AAC Credit Union
Grand Rapids, MI |
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| 5-Year Return on Average Assets | 1.57% | |||
| Net Income | 1.58M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 68.18% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 6.68% | |||