AAC Credit Union
| Weiss Ratings |
AAC Credit Union
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
AAC Credit Union
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4683 | |||
| Phone Number | (616) 288-0288 | |||
| Website | www.goaac.com | |||
| Asset Quality |
AAC Credit Union
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.58% | |||
| 5-Year Asset Growth | 5.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 1.08% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
AAC Credit Union
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 191.06M | |||
| Total Deposits | 144.63M | |||
| Capital and Reserves |
AAC Credit Union
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 44.74M | |||
| Leverage Ratio | 23.63 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
AAC Credit Union
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.85% | |||
| Liquidity Ratio | 25.10% | |||
| Profitability |
AAC Credit Union
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.69% | |||
| Net Income | 1.63M | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 73.84% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 4.95% | |||