| Weiss Ratings |
H P C Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
H P C Credit Union
Alpena, MI |
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| NCUA Charter Number | 4685 | |||
| Phone Number | (989) 354-4698 | |||
| Website | hpccu.com | |||
| Asset Quality |
H P C Credit Union
Alpena, MI |
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| 1-Year Asset Growth | -2.27% | |||
| 5-Year Asset Growth | 5.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.17% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
H P C Credit Union
Alpena, MI |
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| Total Assets | 156.38M | |||
| Total Deposits | 135.02M | |||
| Capital and Reserves |
H P C Credit Union
Alpena, MI |
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| Capital | 20.53M | |||
| Leverage Ratio | 13.13 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Liquidity |
H P C Credit Union
Alpena, MI |
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| Hot Money Ratio | 6.46% | |||
| Liquidity Ratio | 33.98% | |||
| Profitability |
H P C Credit Union
Alpena, MI |
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| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 272.00K | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 80.64% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 5.33% | |||
