| Weiss Ratings |
H P C Credit Union
Alpena, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 9.00 | |||
| Company Info |
H P C Credit Union
Alpena, MI |
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| NCUA Charter Number | 4685 | |||
| Phone Number | (989) 354-4698 | |||
| Website | hpccu.com | |||
| Asset Quality |
H P C Credit Union
Alpena, MI |
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| 1-Year Asset Growth | -0.81% | |||
| 5-Year Asset Growth | 4.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.34% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
H P C Credit Union
Alpena, MI |
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| Total Assets | 155.12M | |||
| Total Deposits | 132.54M | |||
| Capital and Reserves |
H P C Credit Union
Alpena, MI |
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| Capital | 21.81M | |||
| Leverage Ratio | 14.06 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
H P C Credit Union
Alpena, MI |
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| Hot Money Ratio | 4.01% | |||
| Liquidity Ratio | 24.89% | |||
| Profitability |
H P C Credit Union
Alpena, MI |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 256.00K | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 0.51% | |||
| Overhead Efficiency Ratio | 86.61% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 4.72% | |||