| Weiss Ratings |
Bloom Credit Union
Wyoming, MI |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Bloom Credit Union
Wyoming, MI |
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| NCUA Charter Number | 4690 | |||
| Phone Number | (616) 452-2161 | |||
| Website | www.bloomcu.org | |||
| Asset Quality |
Bloom Credit Union
Wyoming, MI |
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| 1-Year Asset Growth | 1.19% | |||
| 5-Year Asset Growth | 6.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.81% | |||
| Non-Performing Assets to Assets | 0.76% | |||
| Non-Performing Loans to Capital | 8.40% | |||
| Non-Performing Loans to Loans | 1.18% | |||
| Balance Sheet |
Bloom Credit Union
Wyoming, MI |
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| Total Assets | 195.29M | |||
| Total Deposits | 176.56M | |||
| Capital and Reserves |
Bloom Credit Union
Wyoming, MI |
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| Capital | 16.91M | |||
| Leverage Ratio | 10.01 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Liquidity |
Bloom Credit Union
Wyoming, MI |
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| Hot Money Ratio | 5.02% | |||
| Liquidity Ratio | 18.51% | |||
| Profitability |
Bloom Credit Union
Wyoming, MI |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 59.00K | |||
| Net Interest Spread | 4.98% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 86.89% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 1.39% | |||