B
Alpena Community Credit Union
AlpenaMI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alpena Community Credit Union
Alpena, MI
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 7.30
Stability Index 6.70
Company Info Alpena Community Credit Union
Alpena, MI
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NCUA Charter Number 4695
Phone Number (989) 356-4561
Website www.alpenacreditunion.com/
Asset Quality Alpena Community Credit Union
Alpena, MI
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1-Year Asset Growth 7.33%
5-Year Asset Growth 6.06%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.76%
Non-Performing Loans to Loans 0.23%
Balance Sheet Alpena Community Credit Union
Alpena, MI
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Total Assets 34.44M
Total Deposits 29.38M
Capital and Reserves Alpena Community Credit Union
Alpena, MI
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Capital 4.58M
Leverage Ratio 13.55
Loan Loss Reserves to Loans 0.19%
Liquidity Alpena Community Credit Union
Alpena, MI
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Hot Money Ratio 0.00%
Liquidity Ratio 27.51%
Profitability Alpena Community Credit Union
Alpena, MI
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5-Year Return on Average Assets 1.18%
Net Income 474.00K
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 62.73%
Return on Assets 1.86%
Return on Equity 15.18%