| Weiss Ratings |
E-Central Credit Union
Pasadena, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 9.00 | |||
| Company Info |
E-Central Credit Union
Pasadena, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4705 | |||
| Phone Number | (626) 799-6000 | |||
| Website | www.ecentralcu.org | |||
| Asset Quality |
E-Central Credit Union
Pasadena, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -5.22% | |||
| 5-Year Asset Growth | 1.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 0.60% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
E-Central Credit Union
Pasadena, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 173.44M | |||
| Total Deposits | 133.04M | |||
| Capital and Reserves |
E-Central Credit Union
Pasadena, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 38.01M | |||
| Leverage Ratio | 22.02 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
E-Central Credit Union
Pasadena, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 7.21% | |||
| Liquidity Ratio | 23.82% | |||
| Profitability |
E-Central Credit Union
Pasadena, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 377.00K | |||
| Net Interest Spread | 5.15% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 77.16% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 3.99% | |||