| Weiss Ratings |
E-Central Credit Union
Pasadena, CA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 7.00 | |||
| Company Info |
E-Central Credit Union
Pasadena, CA |
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| NCUA Charter Number | 4705 | |||
| Phone Number | (626) 799-6000 | |||
| Website | www.ecentralcu.org | |||
| Asset Quality |
E-Central Credit Union
Pasadena, CA |
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| 1-Year Asset Growth | -0.29% | |||
| 5-Year Asset Growth | 0.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 1.72% | |||
| Non-Performing Loans to Capital | 7.45% | |||
| Non-Performing Loans to Loans | 2.38% | |||
| Balance Sheet |
E-Central Credit Union
Pasadena, CA |
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| Total Assets | 172.93M | |||
| Total Deposits | 131.50M | |||
| Capital and Reserves |
E-Central Credit Union
Pasadena, CA |
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| Capital | 38.85M | |||
| Leverage Ratio | 22.52 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
E-Central Credit Union
Pasadena, CA |
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| Hot Money Ratio | 10.25% | |||
| Liquidity Ratio | 32.38% | |||
| Profitability |
E-Central Credit Union
Pasadena, CA |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 450.00K | |||
| Net Interest Spread | 5.36% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 80.09% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 4.66% | |||