| Weiss Ratings |
E-Central Credit Union
Pasadena, CA |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 9.20 | |||
| Company Info |
E-Central Credit Union
Pasadena, CA |
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| NCUA Charter Number | 4705 | |||
| Phone Number | (626) 799-6000 | |||
| Website | www.ecentralcu.org | |||
| Asset Quality |
E-Central Credit Union
Pasadena, CA |
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| 1-Year Asset Growth | 3.03% | |||
| 5-Year Asset Growth | 0.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 1.88% | |||
| Non-Performing Loans to Capital | 8.10% | |||
| Non-Performing Loans to Loans | 0.67% | |||
| Balance Sheet |
E-Central Credit Union
Pasadena, CA |
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| Total Assets | 175.56M | |||
| Total Deposits | 133.40M | |||
| Capital and Reserves |
E-Central Credit Union
Pasadena, CA |
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| Capital | 39.76M | |||
| Leverage Ratio | 22.70 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Liquidity |
E-Central Credit Union
Pasadena, CA |
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| Hot Money Ratio | 12.72% | |||
| Liquidity Ratio | 37.10% | |||
| Profitability |
E-Central Credit Union
Pasadena, CA |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 1.36M | |||
| Net Interest Spread | 5.75% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 79.05% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 4.64% | |||