| Weiss Ratings |
Diversified Members Credit Union
Detroit, MI |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 6.50 | |||
| Company Info |
Diversified Members Credit Union
Detroit, MI |
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| NCUA Charter Number | 4712 | |||
| Phone Number | (313) 568-5000 | |||
| Website | dmcu.com | |||
| Asset Quality |
Diversified Members Credit Union
Detroit, MI |
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| 1-Year Asset Growth | -3.31% | |||
| 5-Year Asset Growth | 4.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 3.83% | |||
| Non-Performing Loans to Loans | 1.08% | |||
| Balance Sheet |
Diversified Members Credit Union
Detroit, MI |
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| Total Assets | 481.85M | |||
| Total Deposits | 392.18M | |||
| Capital and Reserves |
Diversified Members Credit Union
Detroit, MI |
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| Capital | 76.56M | |||
| Leverage Ratio | 17.17 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Diversified Members Credit Union
Detroit, MI |
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| Hot Money Ratio | 8.28% | |||
| Liquidity Ratio | 16.21% | |||
| Profitability |
Diversified Members Credit Union
Detroit, MI |
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| 5-Year Return on Average Assets | -0.11% | |||
| Net Income | 528.00K | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 78.35% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 2.76% | |||