| Weiss Ratings |
Diversified Members Credit Union
Detroit, MI |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 6.50 | |||
| Company Info |
Diversified Members Credit Union
Detroit, MI |
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| NCUA Charter Number | 4712 | |||
| Phone Number | (313) 568-5000 | |||
| Website | dmcu.com | |||
| Asset Quality |
Diversified Members Credit Union
Detroit, MI |
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| 1-Year Asset Growth | 3.55% | |||
| 5-Year Asset Growth | 4.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 4.00% | |||
| Non-Performing Loans to Loans | 1.24% | |||
| Balance Sheet |
Diversified Members Credit Union
Detroit, MI |
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| Total Assets | 498.25M | |||
| Total Deposits | 405.68M | |||
| Capital and Reserves |
Diversified Members Credit Union
Detroit, MI |
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| Capital | 80.04M | |||
| Leverage Ratio | 16.81 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
Diversified Members Credit Union
Detroit, MI |
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| Hot Money Ratio | 5.58% | |||
| Liquidity Ratio | 20.30% | |||
| Profitability |
Diversified Members Credit Union
Detroit, MI |
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| 5-Year Return on Average Assets | -0.11% | |||
| Net Income | 1.67M | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 84.54% | |||
| Return on Assets | 0.34% | |||
| Return on Equity | 2.15% | |||