B
Diversified Members Credit Union
DetroitMI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Diversified Members Credit Union
Detroit, MI
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 4.80
Stability Index 7.80
Company Info Diversified Members Credit Union
Detroit, MI
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NCUA Charter Number 4712
Phone Number (313) 568-5000
Website dmcu.com
Asset Quality Diversified Members Credit Union
Detroit, MI
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1-Year Asset Growth 17.72%
5-Year Asset Growth 4.53%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 5.41%
Non-Performing Loans to Loans 1.75%
Balance Sheet Diversified Members Credit Union
Detroit, MI
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Total Assets 571.18M
Total Deposits 437.25M
Capital and Reserves Diversified Members Credit Union
Detroit, MI
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Capital 85.50M
Leverage Ratio 15.04
Loan Loss Reserves to Loans 1.06%
Liquidity Diversified Members Credit Union
Detroit, MI
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Hot Money Ratio 15.18%
Liquidity Ratio 19.68%
Profitability Diversified Members Credit Union
Detroit, MI
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5-Year Return on Average Assets -0.10%
Net Income 2.17M
Net Interest Spread 4.33%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 81.77%
Return on Assets 0.54%
Return on Equity 3.50%