WMCU
| Weiss Ratings |
WMCU
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
WMCU
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4715 | |||
| Phone Number | (616) 451-4567 | |||
| Website | www.westmichigancu.com | |||
| Asset Quality |
WMCU
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 74.08% | |||
| 5-Year Asset Growth | 8.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.89% | |||
| Non-Performing Assets to Assets | 0.84% | |||
| Non-Performing Loans to Capital | 4.71% | |||
| Non-Performing Loans to Loans | 1.44% | |||
| Balance Sheet |
WMCU
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 437.45M | |||
| Total Deposits | 357.35M | |||
| Capital and Reserves |
WMCU
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 76.40M | |||
| Leverage Ratio | 17.22 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Liquidity |
WMCU
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.14% | |||
| Liquidity Ratio | 24.64% | |||
| Profitability |
WMCU
Grand Rapids, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 3.58M | |||
| Net Interest Spread | 6.11% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 74.76% | |||
| Return on Assets | 1.36% | |||
| Return on Equity | 7.53% | |||