L&N Employees Credit Union
| Weiss Ratings |
L&N Employees Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 6.10 | |||
| Company Info |
L&N Employees Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4718 | |||
| Phone Number | (205) 841-2544 | |||
| Website | www.mylncu.com | |||
| Asset Quality |
L&N Employees Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | -1.40% | |||
| 5-Year Asset Growth | -0.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 3.74% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
L&N Employees Credit Union
Birmingham, AL |
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| Total Assets | 8.22M | |||
| Total Deposits | 6.74M | |||
| Capital and Reserves |
L&N Employees Credit Union
Birmingham, AL |
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| Capital | 1.34M | |||
| Leverage Ratio | 19.90 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
L&N Employees Credit Union
Birmingham, AL |
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| Hot Money Ratio | 8.93% | |||
| Liquidity Ratio | 58.98% | |||
| Profitability |
L&N Employees Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | -0.48% | |||
| Net Income | -113.00K | |||
| Net Interest Spread | 6.78% | |||
| Operating Profit to Average Assets | -1.80% | |||
| Overhead Efficiency Ratio | 129.97% | |||
| Return on Assets | -1.80% | |||
| Return on Equity | -10.88% | |||