L&N Employees Credit Union
| Weiss Ratings |
L&N Employees Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 6.60 | |||
| Company Info |
L&N Employees Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4718 | |||
| Phone Number | (205) 841-2544 | |||
| Website | www.mylncu.com | |||
| Asset Quality |
L&N Employees Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | -4.12% | |||
| 5-Year Asset Growth | -0.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.15% | |||
| Non-Performing Loans to Capital | 6.33% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
L&N Employees Credit Union
Birmingham, AL |
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| Total Assets | 8.54M | |||
| Total Deposits | 7.01M | |||
| Capital and Reserves |
L&N Employees Credit Union
Birmingham, AL |
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| Capital | 1.51M | |||
| Leverage Ratio | 21.49 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
L&N Employees Credit Union
Birmingham, AL |
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| Hot Money Ratio | 9.41% | |||
| Liquidity Ratio | 39.49% | |||
| Profitability |
L&N Employees Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | -0.21% | |||
| Net Income | -6.00K | |||
| Net Interest Spread | 6.17% | |||
| Operating Profit to Average Assets | -0.23% | |||
| Overhead Efficiency Ratio | 103.50% | |||
| Return on Assets | -0.28% | |||
| Return on Equity | -1.61% | |||