L&N Employees Credit Union
| Weiss Ratings |
L&N Employees Credit Union
Birmingham, AL |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 6.60 | |||
| Company Info |
L&N Employees Credit Union
Birmingham, AL |
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| NCUA Charter Number | 4718 | |||
| Phone Number | (205) 841-2544 | |||
| Website | www.mylncu.com | |||
| Asset Quality |
L&N Employees Credit Union
Birmingham, AL |
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| 1-Year Asset Growth | -4.80% | |||
| 5-Year Asset Growth | -0.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 1.51% | |||
| Non-Performing Loans to Capital | 8.42% | |||
| Non-Performing Loans to Loans | 1.26% | |||
| Balance Sheet |
L&N Employees Credit Union
Birmingham, AL |
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| Total Assets | 8.34M | |||
| Total Deposits | 6.83M | |||
| Capital and Reserves |
L&N Employees Credit Union
Birmingham, AL |
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| Capital | 1.47M | |||
| Leverage Ratio | 21.52 | |||
| Loan Loss Reserves to Loans | 0.45% | |||
| Liquidity |
L&N Employees Credit Union
Birmingham, AL |
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| Hot Money Ratio | 9.29% | |||
| Liquidity Ratio | 42.51% | |||
| Profitability |
L&N Employees Credit Union
Birmingham, AL |
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| 5-Year Return on Average Assets | -0.21% | |||
| Net Income | -48.00K | |||
| Net Interest Spread | 6.01% | |||
| Operating Profit to Average Assets | -0.73% | |||
| Overhead Efficiency Ratio | 111.24% | |||
| Return on Assets | -0.75% | |||
| Return on Equity | -4.28% | |||