Dakota West Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.5 and a net worth ratio of 14.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Good (6.6) profitability. A current level of 13.9 percent of nonperforming loans to core capital contributes to the Good asset quality (5.7).
Asset Mix:
Comm loans (29%), home mtgs (12%), consumer loans (6%), other (53%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
340 North Main Street
Watford City, ND 58854
Watford City, ND 58854
Phone Number
(701) 444-6484
NCUA Charter Number
Website
Largest Competitors
Jamestown, ND
Bismarck, ND
Minot, ND
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Maddock, ND