B
Dakota West Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dakota West Credit Union
Watford City, ND
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 5.00
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 2.30
Stability Index 8.10
Company Info Dakota West Credit Union
Watford City, ND
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4723
Phone Number (701) 444-6484
Website www.dakotawestcu.com
Asset Quality Dakota West Credit Union
Watford City, ND
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.91%
5-Year Asset Growth 4.30%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 1.72%
Non-Performing Loans to Capital 13.65%
Non-Performing Loans to Loans 2.71%
Balance Sheet Dakota West Credit Union
Watford City, ND
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 335.02M
Total Deposits 292.49M
Capital and Reserves Dakota West Credit Union
Watford City, ND
Click to
Compare
Click to
Compare
Click to
Compare
Capital 39.27M
Leverage Ratio 13.12
Loan Loss Reserves to Loans 1.69%
Liquidity Dakota West Credit Union
Watford City, ND
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.90%
Liquidity Ratio 18.17%
Profitability Dakota West Credit Union
Watford City, ND
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.54%
Net Income 1.02M
Net Interest Spread 4.05%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 80.38%
Return on Assets 0.41%
Return on Equity 3.70%