| Weiss Ratings |
Loyalty Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 5.10 | |||
| Company Info |
Loyalty Credit Union
Pensacola, FL |
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| NCUA Charter Number | 4730 | |||
| Phone Number | (850) 474-0970 | |||
| Website | loyaltycu.org | |||
| Asset Quality |
Loyalty Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | 0.46% | |||
| 5-Year Asset Growth | 10.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 1.18% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 3.17% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Loyalty Credit Union
Pensacola, FL |
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| Total Assets | 295.24M | |||
| Total Deposits | 259.45M | |||
| Capital and Reserves |
Loyalty Credit Union
Pensacola, FL |
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| Capital | 33.66M | |||
| Leverage Ratio | 11.22 | |||
| Loan Loss Reserves to Loans | 2.23% | |||
| Liquidity |
Loyalty Credit Union
Pensacola, FL |
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| Hot Money Ratio | 7.65% | |||
| Liquidity Ratio | 10.39% | |||
| Profitability |
Loyalty Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 2.36M | |||
| Net Interest Spread | 5.43% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 73.44% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 9.95% | |||