| Weiss Ratings |
Loyalty Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Loyalty Credit Union
Pensacola, FL |
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| NCUA Charter Number | 4730 | |||
| Phone Number | (850) 474-0970 | |||
| Website | loyaltycu.org | |||
| Asset Quality |
Loyalty Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | -1.16% | |||
| 5-Year Asset Growth | 10.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 1.65% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 4.08% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
Loyalty Credit Union
Pensacola, FL |
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| Total Assets | 297.68M | |||
| Total Deposits | 264.20M | |||
| Capital and Reserves |
Loyalty Credit Union
Pensacola, FL |
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| Capital | 31.28M | |||
| Leverage Ratio | 10.73 | |||
| Loan Loss Reserves to Loans | 2.33% | |||
| Liquidity |
Loyalty Credit Union
Pensacola, FL |
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| Hot Money Ratio | 7.23% | |||
| Liquidity Ratio | 15.74% | |||
| Profitability |
Loyalty Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 1.18M | |||
| Net Interest Spread | 5.40% | |||
| Operating Profit to Average Assets | 2.43% | |||
| Overhead Efficiency Ratio | 64.83% | |||
| Return on Assets | 1.61% | |||
| Return on Equity | 15.54% | |||