| Weiss Ratings |
Loyalty Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 5.90 | |||
| Company Info |
Loyalty Credit Union
Pensacola, FL |
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| NCUA Charter Number | 4730 | |||
| Phone Number | (850) 474-0970 | |||
| Website | loyaltycu.org | |||
| Asset Quality |
Loyalty Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | -3.91% | |||
| 5-Year Asset Growth | 11.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 1.46% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 5.86% | |||
| Non-Performing Loans to Loans | 1.14% | |||
| Balance Sheet |
Loyalty Credit Union
Pensacola, FL |
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| Total Assets | 293.90M | |||
| Total Deposits | 261.34M | |||
| Capital and Reserves |
Loyalty Credit Union
Pensacola, FL |
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| Capital | 30.20M | |||
| Leverage Ratio | 10.44 | |||
| Loan Loss Reserves to Loans | 2.35% | |||
| Liquidity |
Loyalty Credit Union
Pensacola, FL |
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| Hot Money Ratio | 7.39% | |||
| Liquidity Ratio | 13.83% | |||
| Profitability |
Loyalty Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 220.00K | |||
| Net Interest Spread | 5.47% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 75.35% | |||
| Return on Assets | 0.10% | |||
| Return on Equity | 1.03% | |||