| Weiss Ratings |
Loyalty Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 5.00 | |||
| Company Info |
Loyalty Credit Union
Pensacola, FL |
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| NCUA Charter Number | 4730 | |||
| Phone Number | (850) 474-0970 | |||
| Website | loyaltycu.org | |||
| Asset Quality |
Loyalty Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | -0.65% | |||
| 5-Year Asset Growth | 10.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 1.25% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 3.64% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Loyalty Credit Union
Pensacola, FL |
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| Total Assets | 295.55M | |||
| Total Deposits | 260.65M | |||
| Capital and Reserves |
Loyalty Credit Union
Pensacola, FL |
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| Capital | 32.06M | |||
| Leverage Ratio | 11.02 | |||
| Loan Loss Reserves to Loans | 2.33% | |||
| Liquidity |
Loyalty Credit Union
Pensacola, FL |
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| Hot Money Ratio | 7.47% | |||
| Liquidity Ratio | 12.92% | |||
| Profitability |
Loyalty Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 1.83M | |||
| Net Interest Spread | 5.45% | |||
| Operating Profit to Average Assets | 1.87% | |||
| Overhead Efficiency Ratio | 70.95% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 11.78% | |||