| Weiss Ratings |
Zeal Credit Union
Livonia, MI |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
Zeal Credit Union
Livonia, MI |
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| NCUA Charter Number | 4734 | |||
| Phone Number | (734) 522-3700 | |||
| Website | www.zealcu.org | |||
| Asset Quality |
Zeal Credit Union
Livonia, MI |
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| 1-Year Asset Growth | 3.50% | |||
| 5-Year Asset Growth | 6.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.85% | |||
| Charge-Offs to Average Loans | 0.96% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 4.87% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
Zeal Credit Union
Livonia, MI |
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| Total Assets | 839.34M | |||
| Total Deposits | 639.46M | |||
| Capital and Reserves |
Zeal Credit Union
Livonia, MI |
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| Capital | 152.55M | |||
| Leverage Ratio | 19.79 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
Zeal Credit Union
Livonia, MI |
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| Hot Money Ratio | 1.25% | |||
| Liquidity Ratio | 4.16% | |||
| Profitability |
Zeal Credit Union
Livonia, MI |
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| 5-Year Return on Average Assets | 1.34% | |||
| Net Income | 16.84M | |||
| Net Interest Spread | 5.30% | |||
| Operating Profit to Average Assets | 3.41% | |||
| Overhead Efficiency Ratio | 48.43% | |||
| Return on Assets | 2.72% | |||
| Return on Equity | 15.90% | |||