| Weiss Ratings |
Zeal Credit Union
Livonia, MI |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
Zeal Credit Union
Livonia, MI |
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| NCUA Charter Number | 4734 | |||
| Phone Number | (734) 522-3700 | |||
| Website | www.zealcu.org | |||
| Asset Quality |
Zeal Credit Union
Livonia, MI |
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| 1-Year Asset Growth | -2.06% | |||
| 5-Year Asset Growth | 6.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.85% | |||
| Charge-Offs to Average Loans | 0.93% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 5.85% | |||
| Non-Performing Loans to Loans | 1.29% | |||
| Balance Sheet |
Zeal Credit Union
Livonia, MI |
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| Total Assets | 830.83M | |||
| Total Deposits | 684.23M | |||
| Capital and Reserves |
Zeal Credit Union
Livonia, MI |
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| Capital | 136.99M | |||
| Leverage Ratio | 18.64 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Liquidity |
Zeal Credit Union
Livonia, MI |
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| Hot Money Ratio | 1.17% | |||
| Liquidity Ratio | 8.13% | |||
| Profitability |
Zeal Credit Union
Livonia, MI |
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| 5-Year Return on Average Assets | 1.34% | |||
| Net Income | 5.66M | |||
| Net Interest Spread | 5.26% | |||
| Operating Profit to Average Assets | 3.18% | |||
| Overhead Efficiency Ratio | 50.89% | |||
| Return on Assets | 2.75% | |||
| Return on Equity | 16.77% | |||